PayPal

Gain access to shoppers on PayPal

PayPal Holdings, Inc. is an American multinational financial technology company operating an online payments system in the majority of countries that support online money transfers, and serves as an electronic alternative to traditional paper methods such as checks and money orders.

PayPal allows businesses to connect with more than 340+ million PayPal customers in over 200 markets and is available on many of the world’s leading platforms and marketplaces.

Functionalities and value-added features supported

Features	PayPal
Payment type	E-Wallet
Merchant supported countries/regions	HK, AU*, SG, UK, EU, US
Shopper supported countries/regions	Global
Processing currencies	AUD, BRL, CAD, CZK, DKK, EUR, HKD, HUF, JPY, MYR, MXN, NOK, NZD, PHP, PLN, GBP, RUB, SGD, SEK, CHF, TWD, THB, USD Special requirements apply for some currencies. (See the Note below for more details.**)
Settlement currencies	N/A (PayPal handles the settlement)
Minimum transaction amount (wallet balance, credit/debit cards, or bank accounts)	No limit
Maximum transaction amount (Wallet balance, credit/debit cards, or bank accounts)	No limit
Minimum transaction amount (buy now, pay later)	30.00 USD(Pay in 4, US); 45.00 GBP(Pay in 3); 30.00 EUR(Pay in 4, France)
Maximum transaction amount (buy now, pay later)	1,500.00 USD(Pay in 4, US); 2,000.00 GBP(Pay in 3); 2,000.00 EUR(Pay in 4, France)
Session timeout	73 hours
Recurring Payment	⛔
Refunds	✅
Partial Refunds	✅
Disputes/Chargeback	✅
Settlement threshold	N/A (PayPal handles the settlement)
Settlement frequency	N/A (PayPal handles the settlement)

*For AU merchants, only PayPal Australia Pty Ltd (“PayPal Australia”) is able to provide the PayPal Services in Australia.

**Note

MYR: the merchant must be in-country.

HUF, TWD: PayPal does not support decimal amounts for these currencies. Amounts must be in multiples of 100.

BRL: If the fund receiver is not from Brazil, PayPal converts funds into the primary holding currency of the account with the applicable currency conversion rate. The currency conversion rate includes PayPal's applicable spread or fee.

Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allows you to manage your UI, minimises your implementation effort and allows you to get to market quickly.

Integration type	Supported
HPP (Hosted Payment Pages)	✅
Embedded fields	✅
Drop-in elements	✅
API	✅
Pay by Link	⛔
Mobile SDK	✅

Accept omni-channel payments from your shoppers with PayPal

Airwallex’s solution supports PayPal payment acceptance desktop and mobile channels.

PayPal	Desktop Website Browser	Mobile App	Mobile Website Browser
One-off Payment	✅	✅	✅
Recurring Payment	⛔	⛔	⛔

Disputes/Customer complaints

As it is a processing only model, Airwallex is NOT involved in the dispute process. All disputes/claims/chargebacks/reversals are managed between the merchant and PayPal.