The everyday transaction account for the modern freelancer
Receive payments from clients across the globe without unnecessary fees impacting your margins.
Helping freelancers and contractors work smarter
Designers
Work with clients across the world, without FX rates impacting your margins. Invoice and receive payments in 10+ currencies, and convert or withdraw to your preferred currency.
Marketers
Use Airwallex Borderless Cards to manage your software subscriptions and ad spend. Save with zero transaction fees on international purchases.
Artists and musicians
Collect royalties in multiple currencies. Pay for touring expenses using virtual cards and save on international transactions.
Spend less time on business admin, and more time on client hours
Open a business account online
Get your account up and running in minutes. Perfect for digital nomads who are frequently travelling and wish to avoid visiting a bank branch.
Free AUD, EUR, GBP, & USD balances
With Global Accounts you can receive, hold and spend funds for free from your international balances.
Get a card instantly
Create a virtual card within minutes of account approval. Perfect for work expenses, software subscriptions and ad spend. Physical card coming soon.
Freelancer-friendly pricing
$0 monthly account fees
Pay only for what you need with an Airwallex business account. No minimum account balance or income.
$0 international transaction fees
Spend anywhere with your Airwallex Borderless Card, with unlimited transactions and no transaction fees.
Receive payments from clients with no fees
Invoice your clients in their preferred currency. Only pay a small margin on FX, 0.3% or 0.6%, when you convert funds to your primary currency.
Simple, transparent pricing
FREE
FREE
Domestic transfers (AUD)
FREE
FX margin
0.3% or 0.6% above interbank
FREE
Physical cards
FREE
International card transactions
FREE**
*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.
How our fees compare against the Big Four Banks
With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.
| monthly fee | FX (above interbank¹) | international transaction card fee | |
|---|---|---|---|
 | FREE | 0.3% or 0.6% | FREE |
 | $10 AUD | 4.2% | 3% |
 | $10 AUD | 5.2% | 3% |
 | FREE with conditions | 3.0% | 3% |
 | FREE with conditions | 5.2% | 3% |
| monthly fee | |
|---|---|
| FREE |
| $10 AUD |
| $10 AUD |
| FREE with conditions |
| FREE with conditions |
| FX (above interbank¹) | |
|---|---|
| 0.3% or 0.6% |
| 4.2% |
| 5.2% |
| 3.0% |
| 5.2% |
| international transaction card fee | |
|---|---|
| FREE |
| 3% |
| 3% |
| 3% |
| 3% |
¹Where possible, we offer live exchange rates. Click here to find out more.
The above estimations are calculated based on published rates for the Big Four banks and what is included in their PDS documents. You can find more information on how we calculated our savings here.
Xero Integration
Make bookkeeping a breeze
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Syncs hourly
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
See how our customers are finding Airwallex
Security is at our core
Protected
We work with world-class security providers to ensure your funds and accounts are secure at all times.
Authenticated
Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.
Secure
Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.
Compliant
Airwallex holds an Australian Financial Services Licence (AFSL) and is regulated by the Australian Securities and Investment Commission (ASIC).
The everyday transaction account for the modern freelancer
Cookies on the Airwallex website
We use cookies to give you a better experience on our website. If you continue without changing your settings, we’ll assume that you are happy to receive cookies. However, if you would like to, you can change your cookie settings at any time here