The everyday transaction account for the modern freelancer

Receive payments from clients across the globe without unnecessary fees impacting your margins.

Helping freelancers and contractors work smarter

Designers

Work with clients across the world, without FX rates impacting your margins. Invoice and receive payments in 10+ currencies, and convert or withdraw to your preferred currency.

Marketers

Use Airwallex Borderless Cards to manage your software subscriptions and ad spend. Save with zero transaction fees on international purchases.

Artists and musicians

Collect royalties in multiple currencies. Pay for touring expenses using virtual cards and save on international transactions.

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Spend less time on business admin, and more time on client hours

Open a business account online

Get your account up and running in minutes. Perfect for digital nomads who are frequently travelling and wish to avoid visiting a bank branch.

Free AUD, EUR, GBP, & USD balances

With Global Accounts you can receive, hold and spend funds for free from your international balances.

Get a card instantly

Create a virtual card within minutes of account approval. Perfect for work expenses, software subscriptions and ad spend. Physical card coming soon.

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Freelancer-friendly pricing

$0 monthly account fees

Pay only for what you need with an Airwallex business account. No minimum account balance or income.

$0 international transaction fees

Spend anywhere with your Airwallex Borderless Card, with unlimited transactions and no transaction fees.

Receive payments from clients with no fees

Invoice your clients in their preferred currency. Only pay a small margin on FX, 0.5% or 1%, when you convert funds to your primary currency.

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Simple, transparent pricing

Domestic transfers (AUD)

FREE

FX margin

0.5% or 1.0% above interbank

International card transactions

FREE**

*Where payments are made through Airwallex’s payment network there are no payment fees. However any payments made via the SWIFT network will still incur a payment fee from $10AUD. Click here for more information. **For card transactions, you will access our interbank rates plus small margin for the following currencies: AUD, USD, GBP, EUR, HKD, CAD, NZD, SGD, JPY, CHF. For less frequently traded currencies, we will use the Visa rate.

How our fees compare against the Big Four Banks

With Airwallex, get access to our best rates, no matter the transaction amount. But don't take our word for it, check out how our rates stack up, below.

monthly fee	FX (above interbank¹)	international transaction card fee
FREE	0.5% or 1.0%	FREE
$10 AUD	2.7%	3%
$10 AUD	4%	3%
FREE with conditions	3%	3%
FREE with conditions	4%	3%

	monthly fee
	FREE
	$10 AUD
	$10 AUD
	FREE with conditions
	FREE with conditions

	FX (above interbank¹)
	0.5% or 1.0%
	2.7%
	4%
	3%
	4%

	international transaction card fee
	FREE
	3%
	3%
	3%
	3%

¹Where possible, we offer live exchange rates. Click here to find out more.

The above estimations are calculated using published rates for the Big Four banks, and using our rates that apply to new customers from 17 October 2022. You can find more information on how we calculated our savings here.

Xero Integration

Make bookkeeping a breeze

bank feeds showing payments reconciling into Xero

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

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See how our customers are finding Airwallex

“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”
Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd
“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since Paypal hit the scene 20 years ago."
Murray Kester
CEO, Cosmetics Now
“The new Expense Management system has been a real time saver for us in relation to the administration of our benefits program. Team members can upload receipts as they shop and we are able to clear our reconciliations much faster this way.”
Tanya Karolia
Payroll & Benefits, Linktree
“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
George van Dyck
Finance Manager, Zoomo
“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”
Warren Durling
Chief Operating Officer, Dovetail
“Airwallex has made it really easy to pay our suppliers in any currency. We have not only saved $10,000 each month, but our suppliers now get their payments faster and in-full. We receive a notification once it’s dispatched, and it eliminates the worry factor of where our money is at. This is important for us to keep building a strong relationship with our suppliers.”
Danielle Goodwin
Director, Hawkeye Vintage

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Security is at our core

Protected

We work with world-class security providers to ensure your funds and accounts are secure at all times.

Authenticated

Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.

Secure

Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.

Compliant

Airwallex holds an Australian Financial Services Licence (AFSL No. 487221) and is regulated by the Australian Securities and Investment Commission (ASIC).