Revolut Business Account Review (2026): Features and fees

Key takeaways

• Revolut Business offers a digital-first business account with features like multi-currency capabilities, corporate cards, and expense management for businesses.

• Plans begin at A$10/month for the Basic tier, ‘Grow’ (A$21/month) and ‘Scale’ (A$79/month) offering higher allowances for free transfers and FX.

• You’ll see transaction fees climb once you go over your free allowances, which can hit you hard if you’re processing a lot of transactions.

Considering a Revolut Business Account? This guide covers Revolut’s background, key features, eligibility requirements, pricing, and how it compares to alternatives like Airwallex so you can choose what works best for how you manage money.

How does Revolut work?

Revolut Business is a digital financial services platform from UK fintech company Revolut (founded in 2015), with Revolut Business launching in 2017. Revolut lets businesses manage multi-currency operations, international transfers, and team spending.

While it offers affordable pricing for small businesses managing domestic payments and simple foreign exchange needs, if you’re a high-growth company with complex cross-border needs, you might find it doesn’t go as deep as specialised platforms like Airwallex.

If you sign up, here’s what you get access to:

• Multi-currency accounts: Hold and manage funds in multiple currencies.

• International transfers: Send money to suppliers and contractors globally.

• Corporate cards: Issue cards to team members with spending controls.

Is Revolut Business available in Australia?

Yes, Revolut Business serves companies registered in Australia, though features and eligibility vary by region.

You should note that it doesn’t yet have a full banking licence in the UK, Australia, Singapore, or the US. In these regions, Revolut provides accounts with features for managing money globally, with funds protected through partner banks or high-quality liquid assets.

Eligibility in Australia

• Your business must be fully incorporated, active and be registered in Australia

• Your company must operate in a supported industry

• Your current legal home address should be in the AU, US, UK, Switzerland or EEA

Revolut Business Account key features and products

If you’re an Australian company looking to manage multiple currencies, here’s what Revolut Business offers:

Once you’re in, here’s what you can do:

• Multi-currency transfers: Send money in 30+ currencies to over 150 destinations with limited free transfers per plan – additional transfers incur cross-border fees

• Expense management: Issue virtual or physical cards to track team spending, set limits, and customise approval workflows (card and expense tool fees apply)

• Platform integrations: Connect with accounting, HR, and productivity tools including Xero, FreeAgent, Slack, Sage HR, and Zapier for centralised financial management

• Customer support: 24/7 in-app chat support for all plans, with dedicated account managers available on enterprise plans

Revolut Business Account pricing and fees

Here are the main fees and charges you should know about for the Revolut Business Grow Account.

What features do the Revolut plans offer?

Here are the four Revolut Business tiers and what they offer users:

• Basic (A$10/month): Access the multi-currency account, 10 no-fee local transfers, interbank transfers up to A$1,000, physical and virtual cards, expense management, crypto trading, and 24/7 online support.

• Grow Plan (A$21/month): Everything in the Basic plan plus 1 complimentary Metal card, bulk transfers, 5 no-fee international transfers per month, a higher limit for interbank transfers and no-fee local transfers, more expense features, and access to the Business API.

• Scale Plan ($79/month): Business on Scale get everything from Grow plus higher limits for no-fee international transfers, no-fee local transfers and interbank rate exchanges, two complimentary Metal cards, card customisation, a better crypto trading rate, and access to rewards.

• Enterprise Plan (Custom pricing): If you’re a large corporation, the Enterprise plan has custom pricing and offers the highest level of features. You can expect even higher limits for interbank transfers, no-fee local and international transfers and an account manager.

Revolut pros and cons

Pros

• Crypto trading available on certain tiers

• Customisable corporate cards for higher tier plans

• Multi-currency accounts and currency conversion

• Works for both individuals and businesses, so if you already have a personal account, you’ll find it familiar

Cons

• You’ll pay transaction fees once you go over your free allowance, and they can add up

• You can’t earn interest or returns on idle funds

• No physical branches – it’s digital only

• Limitations for certain tools and features, for example, no customisable checkout

Revolut Business Account user reviews

Before jumping into Revolut, take a look at what users have said about it on reputable review sites.

At the time of writing (February 2026), Revolut has received a 4.6/5 star rating across 357,000 reviews on TrustPilot. Many reviews express the ease of use and convenience when travelling. Whilst many individual users have enjoyed the Revolut experience, citing benefits such as an intuitive app and useful corporate cards, the Revolut Business account has received some negative feedback with higher fees for more premium features, making it not as competitive compared to alternatives.

Here’s what tends to come up in reviews:

• Positive: Intuitive platform with comprehensive feature access

• Negative: Higher fees for premium features make it less competitive than alternatives like Airwallex if you’re growing fast

Why Australian businesses are choosing Airwallex over Revolut

If you're moving money across borders regularly and considering business account options other than Revolut, Airwallex offers a purpose-built solution designed specifically for global business. Here's how we compare on costs:

• International transfers: Unlimited free transfers at 0.5-1% FX rates vs. Revolut’s transfer allowances that vary by plan tier (fees apply for transfers beyond included allowances)

• Domestic transfers: Unlimited free local transfers included

• Multi-currency operations: Accept 70+ currencies into your Airwallex Global Account, plus open local banking details in 21 countries

• Airwallex Yield: Earn competitive returns on idle funds in AUD and USD (not available with Revolut)

• Advanced corporate cards: More sophisticated spending controls and reconciliation features

• Global payment acceptance: Accept payments in 130+ currencies with optimised conversion

• Centralised analytics: Comprehensive financial reporting across all operations

Where Revolut focuses on simple transactions, Airwallex goes further: we’ve built an end-to-end platform if you’re managing, growing, and moving funds across borders.

Airwallex is designed for you if your suppliers, vendors, and customers are spread across the globe. Our end-to-end financial solution lets you replace traditional solutions and clunky tech stacks with a single powerful platform.

Frequently asked questions

What are the Revolut Business account fees in Australia?

Revolut Business in Australia currently operates on a tiered subscription model, with plans such as Basic ($10/month), Grow ($21/month), and Scale ($79/month). Each tier provides different allowances for no-fee international transfers and currency exchange at the interbank rate, with additional fees applying once these monthly limits are exceeded.

Is there a free Revolut Business account in Australia?

Unlike its personal accounts, Revolut Business in Australia typically requires a monthly subscription fee starting from $10 for the Basic plan. Businesses looking for a $0 per month alternative can use Airwallex, which provides a comprehensive global business account with no monthly fees, no minimum balances, and no setup costs.

Does Revolut Business Australia provide local AUD bank details?

Yes, Revolut Business provides Australian customers with a local BSB and account number to receive domestic AUD transfers via the NPP (New Payments Platform). While Revolut also offers some foreign currency pockets, Airwallex provides a broader range of local account details for 20+ currencies, allowing you to receive USD, GBP, and EUR without high intermediary bank fees.

What are the international transfer limits for Revolut Business?

Revolut Business limits vary by plan; for example, the Grow plan includes 5 free international transfers per month, after which a $10 fee per transaction applies. Airwallex offers a more scalable solution with $0 international transaction fees when using local payment networks to 120+ countries, regardless of your plan size.

Is Revolut Business Australia safe for my business?

Revolut Payments Australia Pty Ltd is regulated by ASIC and holds an Australian Financial Services Licence (AFSL). While your funds are held in ring-fenced accounts as per regulatory requirements, businesses often choose Airwallex for its robust security infrastructure and focus on high-compliance global payment rails designed for enterprise-grade security.

Sources 

• https://www.revolut.com/en-AU/business/

• https://www.revolut.com/en-AU/business/business-account-plans/ 

• https://www.revolut.com/en-AU/business/cards/

• https://help.revolut.com/en-AU/help/cards/card-order/fees-for-ordering-a-card/

• https://www.revolut.com/en-AU/business/multi-currency-accounts/ https://www.revolut.com/en-AU/business/money-transfers/

Disclaimer: The information in this article is based on our own online research. Airwallex was not able to manually test each tool or provider. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [[email protected]].

This information doesn’t take into account your objectives, financial situation, or needs. If you are a customer of Airwallex Pty Ltd (ACN 609 653 312, AFSL No. 487221), it is important for you to read the Product Disclosure Statement (PDS) for the Direct Services, available here. If you are a customer of Airwallex Capital Pty Ltd (ACN 661 618 819, AFSL No. 549026), it is important for you to read the PDS for Airwallex Yield, available at www.airwallex.com/au/terms and issued by K2 Asset Management Ltd (ABN 95 085 445 094, AFSL No. 244 393), a wholly-owned subsidiary of K2 Asset Management Holdings Ltd. All investments carry risk.