Let’s choose a plan that fits your business needs
Monthly prices are in CAD. Terms & Conditions, additional Fees & Charges may apply.¹
For Platform API & Embedded Finance use cases get in touch with us to discuss custom pricing
Explore
For businesses to manage funds and finances globally
Free
$0 per user/month²
Explore includes:
Business Accounts
- Open multiple accounts per entity
- Collect and hold in 20+ currencies
- Free batch transfers to 120+ countries
- Access to interbank FX rates
Spend
- Unlimited multi-currency corporate cards with zero international fees²
- Up to 1% cash rebates on local CAD spend⁴
- Advanced card controls to limit spend and freeze/cancel cards
- Expense management, reimbursement, and spend requests
- Domestic and international bill pay with AI coding
- Batched Bill Payments
- Accounting hub for accountants Coming soon
Billing
- Create and send invoices globally
- Manage simple and hybrid multi-frequency subscription pricing models
- Bill customers based on actual usage
Integrations
- Sync bank feeds, expenses, and bills with Xero and QuickBooks
Grow
For growing businesses to manage funds and spend with precision
$12 per user/month²
+ platform fee based on team size
Everything in Explore, plus:
Spend
- Late submission policies and automatic card freezing rules
- Credit line for corporate cards Coming soon
- Customizable, multi-conditional approvals
- Advanced rules-based automation for expenses
- Track planned budgets vs. actuals Coming soon
- AI expense policy agent
- Rules-based automation for bills
- Approval workflows for vendors
- Remittance advice for bills
Integrations
- Sync bank feeds, expenses, and bills with Netsuite and Dynamics 365 Business Central
- HRIS platform integrations
Enterprise Capabilities
- Single sign-on Coming soon
Accelerate
For large businesses that need customized financial workflows and support
Custom pricing
Everything in Grow, plus:
Spend
- Purchase orders and requests
- 3-way matching for goods receipts and invoices powered by AI
Enterprise Capabilities
- Custom direct Spend API integration with ERP
- Centralized management of finances across global entities³ (up to 3 entities)
Support
- Dedicated account manager
- Onboarding support
1. The monthly fee is charged per business legal entity (note: one business legal entity may have multiple accounts). In addition to any monthly fees, per-transaction fees will be applied for certain transactions such as FX, transfers, and payments processing. See our detailed fee schedule and terms for more information.
2. A user is defined as any Spend user who is an active employee cardholder, OR submits, approves, or pays a card expense or reimbursement, OR submits, approves, or pays a bill in the billing period. The Explore Plan includes up to 10 free Spend users while the Grow Plan allows a maximum of 250 Spend users.
3. Custom fees will apply per additional entity beyond 3 entities.
Compare features
Compare plans | Explore | Grow | Accelerate |
|---|---|---|---|
| Get started | Get started | Contact sales |
 Business Accounts | |||
Common Business Account Fees | |||
 Transfers Send money globally with our lightning-fast transfers. View our payout network Free Local Transfers to 120+ countries  FX Conversions Convert currencies at market-leading rates for AUD, USD, HKD, CNY, EUR, GBP, SGD, and more 0.5% above interbank rates for major currencies 1% for all other currencies  Direct Debit Direct debit funds into and out of your foreign currency accounts FREE for account top up and direct debit payouts | |||
Global Accounts and Wallet | |||
Global Accounts to collect and hold in 20+ currencies |  | | |
Multi-currency funds management in wallet | | | |
Direct debit in and out | | | |
Low balance alerts | | | |
FX & Transfers | |||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1.0% for all others | 0.5% above interbank rates for major currencies, 1.0% for all others | 0.5% above interbank rates for major currencies, 1.0% for all others |
FX rate alerts | | | |
Fast, local transfers to 120+ countries | Free | Free | Free |
SWIFT transfers to 200+ countries | $20-$35/ transfer (SHA and OUR) | $20-$35/ transfer (SHA and OUR) | $20-$35/ transfer (SHA and OUR) |
Multi-layer transfer approval flows | | | |
Automated FX transactions and transfers via API | | | |
International batch transfers | | | |
 Spend | |||
Corporate Cards | |||
Unlimited multi-currency corporate cards | | | |
Cash rebates on local card spend in CAD | | | |
Apple Pay and Google Pay support | | | |
Card controls to limit spend and freeze/cancel cards | | | |
Card contacts for shared access to company cards | | | |
Global card issuing via API in 40+ countries | | | |
Late submission policies and automatic card freezing rules | | | |
Credit line for corporate cards (coming soon) | | | |
Expense Management | |||
Expense management for cards and reimbursements | | | |
Automated receipt data extraction | | | |
Mobile app to submit and approve expenses | | | |
Employee spend requests | | | |
Accounting hub for accountants (coming soon) | | | |
Customizable, multi-conditional approvals | | | |
Advanced rules-based automation for expenses | | | |
Track planned budgets vs. actuals (coming soon) | | | |
AI expense policy agent | | | |
Bill Pay | |||
Domestic and international bill payments | | | |
Upload, email, or sync bills from your accounting software | | | |
Automated bill data extraction | | | |
Management of vendor details | | | |
Bulk bill approvals and payments | | | |
Customizable, multi-conditional approvals for bills | | | |
Rules-based automation for bills | | | |
Approval workflows for vendors | | | |
Remittance advice for bills | | | |
Purchase orders and purchase requests | | | |
3-way matching for goods receipt and invoices | | ||
Spend User | |||
Spend user fees | Up to 10 free Spend users | $12 per active Spend user/month up to 250 Spend users | |
 Billing | |||
Billing Features | |||
 Invoicing Create and send invoices globally Free  Subscription Management Automate recurring revenue 0.50% per successful transaction  Usage-based Billing Bill customers by actual usage 0.50% per successful transaction | |||
Invoicing | |||
One-off and recurring invoices | | | |
Instant invoice charge | | | |
Automated email reminders and notifications | | | |
Credit notes and refunds | | | |
Multi-entity billing | | | |
Automatic invoice reconciliation | | | |
Subscription Management | |||
Flexible pricing models including flat fees, per-unit rates, and graduated tiers | | | |
Multi-frequency schedules within a single subscription | | | |
Free trials and pricing discounts | | | |
Intelligent dunning and payment retries | | | |
Edit subscription items with mid-cycle upgrades and downgrades | | | |
Usage-based Billing | |||
Pay-as-you-go and hybrid pricing plans | | | |
High-throughput usage event ingestion | | | |
Low latency usage metering | | | |
 Integrations | |||
Bank feeds sync with Xero, and QuickBooks | | | |
CSV export for expenses and bills | | | |
Bank feeds, expenses, and bills sync with NetSuite | | | |
HRIS platform integrations | | | |
 Enterprise Capabilities | |||
Custom roles and permissions | | | |
Advanced, multi-currency reporting | | | |
Single sign-on (coming soon) | | | |
Custom direct Spend API integration with ERP | | ||
Centralized management of finances across global entities | Up to 3 entities | Unlimited entities | |
Embedded finance integrations | |||
 Support | |||
Help centre articles and FAQs | | | |
Email support | | | |
Dedicated account manager | | ||
Onboarding support | | ||
Custom API implementation | |||
Business Accounts | |||
Common Business Account Fees | |||
Transfers Send money globally with our lightning-fast transfers. View our payout network Free Local Transfers to 120+ countries FX Conversions Convert currencies at market-leading rates for AUD, USD, HKD, CNY, EUR, GBP, SGD, and more 0.5% above interbank rates for major currencies 1% for all other currencies Direct Debit Direct debit funds into and out of your foreign currency accounts FREE for account top up and direct debit payouts | |||
Global Accounts and Wallet | |||
Global Accounts to collect and hold in 20+ currencies | | ||
Multi-currency funds management in wallet | | ||
Direct debit in and out | | ||
Low balance alerts | | ||
FX & Transfers | |||
Access to interbank FX rates | 0.5% above interbank rates for major currencies, 1.0% for all others | ||
FX rate alerts | | ||
Fast, local transfers to 120+ countries | Free | ||
SWIFT transfers to 200+ countries | $20-$35/ transfer (SHA and OUR) | ||
Multi-layer transfer approval flows | | ||
Automated FX transactions and transfers via API | | ||
International batch transfers | | ||
Spend | |||
Corporate Cards | |||
Unlimited multi-currency corporate cards | | ||
Cash rebates on local card spend in CAD | | ||
Apple Pay and Google Pay support | | ||
Card controls to limit spend and freeze/cancel cards | | ||
Card contacts for shared access to company cards | | ||
Global card issuing via API in 40+ countries | | ||
Late submission policies and automatic card freezing rules | |||
Credit line for corporate cards (coming soon) | |||
Expense Management | |||
Expense management for cards and reimbursements | | ||
Automated receipt data extraction | | ||
Mobile app to submit and approve expenses | | ||
Employee spend requests | | ||
Accounting hub for accountants (coming soon) | | ||
Customizable, multi-conditional approvals | |||
Advanced rules-based automation for expenses | |||
Track planned budgets vs. actuals (coming soon) | |||
AI expense policy agent | |||
Bill Pay | |||
Domestic and international bill payments | | ||
Upload, email, or sync bills from your accounting software | | ||
Automated bill data extraction | | ||
Management of vendor details | | ||
Bulk bill approvals and payments | |||
Customizable, multi-conditional approvals for bills | |||
Rules-based automation for bills | |||
Approval workflows for vendors | |||
Remittance advice for bills | |||
Purchase orders and purchase requests | |||
3-way matching for goods receipt and invoices | |||
Spend User | |||
Spend user fees | Up to 10 free Spend users | ||
Billing | |||
Billing Features | |||
Invoicing Create and send invoices globally Free Subscription Management Automate recurring revenue 0.50% per successful transaction Usage-based Billing Bill customers by actual usage 0.50% per successful transaction | |||
Invoicing | |||
One-off and recurring invoices | | ||
Instant invoice charge | | ||
Automated email reminders and notifications | | ||
Credit notes and refunds | | ||
Multi-entity billing | | ||
Automatic invoice reconciliation | | ||
Subscription Management | |||
Flexible pricing models including flat fees, per-unit rates, and graduated tiers | | ||
Multi-frequency schedules within a single subscription | | ||
Free trials and pricing discounts | | ||
Intelligent dunning and payment retries | | ||
Edit subscription items with mid-cycle upgrades and downgrades | | ||
Usage-based Billing | |||
Pay-as-you-go and hybrid pricing plans | | ||
High-throughput usage event ingestion | | ||
Low latency usage metering | | ||
Integrations | |||
Bank feeds sync with Xero, and QuickBooks | | ||
CSV export for expenses and bills | | ||
Bank feeds, expenses, and bills sync with NetSuite | |||
HRIS platform integrations | |||
Enterprise Capabilities | |||
Custom roles and permissions | | ||
Advanced, multi-currency reporting | | ||
Single sign-on (coming soon) | |||
Custom direct Spend API integration with ERP | |||
Centralized management of finances across global entities | |||
Embedded finance integrations | |||
Support | |||
Help centre articles and FAQs | | ||
Email support | | ||
Dedicated account manager | |||
Onboarding support | |||
Custom API implementation | |||
Frequently asked questions
Does the monthly fee apply to each of my accounts?
No, Airwallex will only charge the monthly fee per each business legal entity that has signed up with Airwallex. You may have multiple accounts under one business legal entity, but you will only be charged per each business legal entity.
Are there additional fees besides the monthly plan fee?
In addition to the monthly fee, existing transaction fees for FX, Transfers, and Payment processing will still apply. Details on these fees are provided in the table above.
I'm a current Airwallex customer, will I be able to continue on my current pricing?
For current customers that signed up to Airwallex before July 1st 2025, your current transaction pricing will not change and you will be placed in the Explore tier that has no monthly fee on July 1st 2025. If you wish to try our more advanced capabilities in the Grow or Accelerate tiers you'll be able to upgrade your plan.