Terms & Policies

Country or region
CACanada
Language
English

Fee Schedule


Last updated: 8 December 2025

*This version of the Fee Schedule is effective from 8 December 2025. The previous version of the Fee Schedule can be viewed here.

The following fees and charges apply with respect to customers of Airwallex (Canada) International Payments Limited. 

Subscription Fee

Plan

Standard Fee (CAD) [1][2][3]

Explore Plan

$0 / month

Grow Plan

$99 / month

Accelerate Plan

Custom pricing

Custom Plan

Custom pricing

Notes:

[1] Subscription fees for Explore and Grow plans (if any) are per entity while the subscription fee for the Accelerate plan is per Organisation (i.e., covers all group entities).

[2] These fees exclude GST (where applicable) and any transaction-specific fees that are applicable as outlined below.

[3] Moving from one plan to a lower-priced plan will take effect at the end of your then-current billing cycle, while upgrades will take effect immediately.

FX Conversion Services, Payment Services and Collection Services

Description

Standard Fee (CAD)[5]

FX Rates[1]

Customer Mark-Up / Margin (AUD, USD, HKD, NZD, JPY, EUR, GBP, CNY, CHF, SGD)

0.50% 

Customer Mark-Up / Margin (MYR, IDR, KRW, PHP, THB, VND, INR, NPR, PKR, BDT, TRY, LKR)

1.00%

Customer Mark-Up / Margin (Other Currencies)

1.00%

Auto Conversion Fee

0.50%

FX Quotes[2]

1-Minute Quote Validity

0.02%

15-Minute Quote Validity

0.08%

30-Minute Quote Validity

0.10%

1-Hour Quote Validity

0.12%

4-Hour Quote Validity

0.20%

8-Hour Quote Validity

0.25%

24-Hour Quote Validity

0.30%

Collections

Global Account Creation Fee

$0

Global Account Receiving Funds Fee

0.60% for KRW and VND collections

0.30% for PHP collections

0% for other currencies

Payments

Local Payment Fee (incl. BPAY and FPS)

0, but Fedwire + SGD RTGS in SG = 20 CAD; HKD/USD/CNY RTGS in HK = 10 CAD

Certain fees may apply based on transaction volume. Contact our customer support team for details.

SWIFT (SHA) Payment Fee (incl. RTGS and FedWire)[3]

$20 per payment

SWIFT (OUR) Payment Fee[4]

$35 per payment

Other Fees & Charges

Account Opening Fee

$0

Monthly Account Fee

$0

Break Costs

Varies.

API Integration Set Up Fee 

To be advised.

Notes:

Effective 29 April 2024: For FX Conversions in Major Currencies that are required as a result of amendments or cancellations, the above FX margin will apply. For currencies other than the Major Currencies (which cannot be held in the Wallet), the FX margin applied to the original conversion will be used.

[1] The customer mark-up / margin will be the FX Exchange Rate that is used to convert one currency for another currency. If any currency is not listed, it will be treated as an “other currency”.

[2] The above Quotes mark-up / margin will be applied in addition to the customer mark-up / margin listed for FX Rates [1] to determine the FX Exchange Rate for the selected currency pair when the Quotes feature is used. The Quotes feature is only available for customers on API version 2024-06-30 or later.

[3] SHA: Both the client (sender) and beneficiary will pay fees to the sending bank i.e. fees for the outgoing transfer. Beneficiary will receive the amount transferred less the intermediary banks' fees.

[4] OUR: The client pays for the wire transfer fees charged by intermediary banks.

[5] These fees are applicable to customers across Explore, Grow, Accelerate and Custom Plans, and are exclusive of GST (where applicable).

Online Payments Services

The following fees apply to all Online Payment transactions processed by Airwallex in Canada. These fees apply to Card transactions unless otherwise specified.

1. General Fees

Description

Airwallex Fee

Charging Method

Gateway Fee

0.30CAD

per actual Transaction; includes Fraud & 3DS where applicable

Foreign Currency Settlement Fee[1]

1%

per settlement of a non-CAD Transaction in the same non-CAD currency

FX Conversion Fee[1]

2%

per conversion of a Transaction currency into the Settlement Currency

Refund Fee [1]

0.30CAD

per Refund request

Chargeback Fee [1]

15CAD

per Chargeback request

Notes:

[1] These fees exclude any additional fees or charges imposed by a Network. Such fees and charges will be passed onto you by Airwallex.

Some of these fees may appear as one combined fee on your invoice. If you have any questions about the fees on your invoice, please contact us and we can help clarify any questions.

2. Payment Method Fees (Blended)

Description

Airwallex Fee

Charging Method

Domestic Cards (Visa, Mastercard)

2.50%

per Transaction

International Cards (Visa, Mastercard)

3.50%

per Transaction

3. Subscription Management

Description

Airwallex Fee

Charging Method

Collect recurring subscription payments from your customers

0.50%

per successful transaction