Airwallex vs Concur: Spend management software for modern, global-first businesses
Managing expenses shouldn't slow you down. Traditional platforms like Concur focus on tracking spend and automating approvals. Airwallex lets you manage your entire financial operation with an all-in-one platform powered by AI.
Compared to Concur, Airwallex offers New Zealand businesses transparent pricing, multi-currency corporate cards, and powerful tools to do more on the one platform.

3 reasons why businesses choose Airwallex over Concur

Global coverage and smart spending
Issue multi-currency virtual and physical cards to your team instantly through Airwallex, no third-party card issuer needed. Spend directly from held balances in 20+ currencies and save with $0 international fees on card spend.

Modern UX, fast and reliable performance
The Airwallex platform is built for speed and clarity with a modern, intuitive dashboard to get your team onboarded and moving. Concur has a more complicated platform with a steep learning curve. Our modern infrastructure and fully integrated platform also offers more reliability and better performance than Concur.

An all-in-one financial platform
Beyond expense management, Airwallex brings together cards, expenses, billing and powerful multi-layer approvals in one platform. You also get multi-currency Corporate cards, Global Accounts, low-cost FX, and payment acceptance. It’s a complete financial infrastructure designed to help your business grow without borders.
Go further and gain full control over spend with Airwallex
The biggest difference between Airwallex and Concur is the scope of the platform. While Concur is designed for travel and expense management, Airwallex is an all-in-one financial platform that offers Corporate Cards and payment gateways – features Concur does not offer.
Save on your global expenses with Airwallex
If you work with global suppliers or have a distributed team, Airwallex helps you keep more of your revenue. Avoid unnecessary conversion fees and benefit from interbank rates that lower the cost of doing business internationally.
What local businesses are saying about Airwallex

"Airwallex Bill Pay has given us better control over our finances, and has helped us roll up important strategic budgeting and forecasting capabilities. It’s also improved our relationship with our suppliers, because we now never miss a beat with paying them on time."

Joel Stehr
Chief Operating Officer, Bilue

"One thing we like about Airwallex, which differentiates it from other providers out there, is the team card approach as well as the individual cards. It’s a massive time saver too - to the point that we just wouldn't use a solution that didn't have an integration with Xero, just due to the volume of transactions and manual work that would be required otherwise. It's amazing.”

Georgia Burns
Strategic Finance Director, Auror

"It’s definitely time saving, from mine and our Head of P&C’s perspective as people that prepare payroll are not having to granularly look through each expense item line. The users have taken to it like a duck to water. It's not a difficult system to use. Sometimes people are like ‘oh, another system, another app to download.’ But it wasn’t arduous at all. Once you download the app, it's very straightforward. There's really been no push back whatsoever from anyone because I think people immediately get the buy in.”

Alec Alltimes
APAC Finance Director, Commission Factory
Frequently asked questions about Concur’s features and fees
How much does Concur cost in New Zealand?
Concur’s prices are typically not disclosed upfront and require a custom quote based on your business size and needs. Airwallex offers transparent pricing with expense management available with the Grow tier for NZ$99 per month.
Does Concur offer corporate cards for employees?
No, Concur does not issue its own corporate cards. It integrates with major card issuers so that transactions are fed into expense tracking. Airwallex allows you to issue multi-currency virtual and physical cards to your team.
What is the best alternative to Concur for global businesses?
While there are several options like Expensify or QuickBooks Online, Airwallex stands out for businesses with global operations. It combines expense management with Global Accounts, payment acceptance, and low-cost FX transfers on a single platform.
How can Airwallex help my business save on international fees?
By using Airwallex, you can avoid the 2–3% international transaction fees often charged by traditional providers. You can hold 20+ currencies in your wallet and spend them directly with your Airwallex card for $0 international fees.
Who can open an Airwallex account in New Zealand?
Most Kiwi businesses are eligible. You will need an active NZBN, valid ID for all directors or owners, and your standard business registration documents to get started.
Sign up online, or get in touch with us today
The information in this article is based on our own online research. Airwallex was not able to manually test each tool or provider. The information is provided for educational purposes only and a reader should consider the specific requirements of their business when evaluating providers. This research is reviewed annually. If you would like to request an update, feel free to contact us at [[email protected]].
This case study is provided for informational purposes only and should not be construed as an endorsement or guarantee of results. The experiences and outcomes described may not be representative of all clients or experiences. Airwallex (New Zealand) Limited is registered with the New Zealand Financial Service Provider Register (FSP No. 1001602) to provide a range of financial services in New Zealand.
Airwallex (New Zealand) Limited is registered with the New Zealand Financial Service Provider Register (FSP No. 1001602) to provide a range of financial services in New Zealand.