Last updated: October 28, 2025

Welcome and thank you for using Airwallex!

This is an agreement between you (“Customer”, “you”) and the respective Airwallex entity as set out in Table 2 below (“Airwallex”, “we” or “us”, and together with Customer, the “Parties”).

This agreement has two types of terms:

• Terms and policies applicable to all Customers in Table 1 below; and 

• Terms and policies applicable based on the place of registration of your business in Table 2 below

TABLE 1 - TERMS AND POLICIES APPLICABLE TO ALL CUSTOMERS

All Customers
	Global Connected Account Terms https://www.airwallex.com/terms/scale-user-terms-global
	Global Privacy Centre https://www.airwallex.com/terms/global-privacy-centre
	Global Privacy Policy https://www.airwallex.com/terms/privacy-policy#scope-of-policy
	Global Acceptable Use Policy https://www.airwallex.com/terms/acceptable-use-policy
	Fee Schedule https://www.airwallex.com/us/terms/acct_IWaeon7KNwyQcqkCTKhUvg/acclaim-fee

TABLE 2 - TERMS AND POLICIES APPLICABLE BASED ON THE PLACE OF REGISTRATION

If you are a Customer registered or residing in:	Airwallex means⇞:	Airwallex Agreements	Additional Policies and Consents
Canada	Airwallex (Canada) International Payments Limited	General Terms: https://www.airwallex.com/ca/terms Treasury Management: https://www.airwallex.com/ca/terms/treasury-management-terms	Electronic Communications Consent: https://www.airwallex.com/ca/terms/airwallex-electronic-communication-consent Third Party App Terms: https://www.airwallex.com/ca/terms/third-party-app-terms Other terms and conditions (if applicable): https://www.airwallex.com/ca/terms
United States (Licensed) - all states listed here	Airwallex US, LLC	General Terms: https://www.airwallex.com/us/terms Airwallex Service Agreement: https://www.airwallex.com/us/terms/airwallex-service-agreement  Treasury Management: https://www.airwallex.com/us/terms/treasury-management-terms	Electronic Communications Consent: https://www.airwallex.com/us/terms/airwallex-electronic-communication-consent Third Party App Terms: https://www.airwallex.com/us/terms/third-party-app-terms Other terms and conditions (if applicable): https://www.airwallex.com/us/terms
United States Sponsored - other states that are NOT listed here	Airwallex (US), LLC and Airwallex (Hong Kong) Limited	General Terms: https://www.airwallex.com/us/terms Airwallex Service Agreement: https://www.airwallex.com/us/terms/airwallex-service-agreement Customer Terms of Service (Evolve): https://www.airwallex.com/us/terms/account-terms-of-service Treasury Management Terms (Airwallex (Hong Kong) Limited): https://www.airwallex.com/hk/terms/treasury-management-terms Funds Available Policy (Evolve): https://www.airwallex.com/us/terms/funds-availability-policy#funds-availability-policy	Electronic Communication Consent (Evolve): https://www.airwallex.com/us/terms/evolve-bank-and-trust-electronic-communication-consent#electronic-communications-consent Third Party App Terms: https://www.airwallex.com/us/terms/third-party-app-terms Other terms and conditions (if applicable): https://www.airwallex.com/us/terms

⇞_unless specifically agreed otherwise between Parties_

United States - Evolve Acknowledgement and Agreement. If you are under the United States (Sponsored) program, then, in connection with the provision of the Airwallex Services to you, you may enter into one or more agreements with Evolve Bank & Trust (the “Evolve Agreements”).By entering into the Evolve Agreements, you acknowledge and agree:

1. The definition of Airwallex Agreements does not include any Evolve Agreement;

2. The definition of Third Party Agreements does not include any Evolve Agreement;

3. Evolve Bank & Trust is not a party to these Connected Account Terms;

4. Evolve Bank & Trust is not a party to any Airwallex Agreement;

5. Evolve Bank & Trust is not a party to any Third Party Agreement;

6. Your relationship with Evolve Bank & Trust is governed by the Evolve Agreements;

7. Evolve Bank & Trust has no obligation or liability to you under any of the Airwallex Agreements or under any of the Third-Party Agreements; and

8. Each Evolve Agreement is separate and apart from each Airwallex Agreement and each Third-Party Agreement.