日本企業がAspireではなくAirwallexを選ぶ理由
国内の枠を超えてグローバルに事業を拡大したい企業のために、Airwallexは選ばれています。完全オンラインでマルチカレンシー口座を開設し、海外送金手数料をなくして、世界規模の資金フローをシンプルに管理しましょう。
3 reasons why Airwallex is the modern alternative to Aspire
Eliminate international fees and accelerate cash flow
Bypass the SWIFT network and get access $0 transfer fees to 120+ countries or regions via our local payment rails.
Frictionless, fully digital onboarding
Skip the branch visits and paperwork. Complete your application entirely online and get approved in as little as 48 hours, so you can start trading immediately.
Accept payments from around the world
Improve checkout conversion with 160+ local payment methods, including FPS, WeChat Pay, and more. Settle like-for-like in 20+ currencies.
Compare Aspire and Airwallex features
Aspire is primarily built for expense management and SaaS-focused businesses, but its reliance on SWIFT for cross-border transfers, per-transaction fees, and limited online collection capabilities mean it may not scale efficiently as your global payment needs grow. Airwallex offers a specialised platform designed for cross-border cost efficiency, local payment reach, and operational speed.
Don't limit your business potential. Choose a partner built for growth.
An end-to-end platform engineered for global scale
Airwallex offers a comprehensive financial operating system designed to replace fragmented tools. Manage, send, and receive funds globally without unnecessary FX fees. whether you are paying suppliers or collecting from customers, our extensive network ensures your capital moves with maximum efficiency.
Join 200,000+ companies using Airwallex to simplify finance and fuel expansion.
Featured resources about Business Account
FAQs about upgrading from Aspire
What are the key differences in cross-border transfer fees between Airwallex and Aspire?
Airwallex routes payments through local networks to 120+ countries at zero transfer fee, with FX conversion rates as low as 0.2% above the interbank rate, and 93% of transactions arrive within the same day. Aspire relies on SWIFT for international transfers, charging USD $15 (SHA) or USD $30 (OUR) per transaction — costs that accumulate quickly for businesses making frequent cross-border payments.
Which platform is better suited for e-commerce businesses in Hong Kong?
Airwallex offers a comprehensive global collection solution supporting 160+ local payment methods, with direct integrations for major e-commerce platforms and same-currency settlement in 20+ currencies to minimise unnecessary FX conversion. Aspire's online collection capabilities are comparatively limited, with support for approximately 5 payment methods and no dedicated e-commerce platform integrations — making it less suited for businesses that rely heavily on online sales channels.
How do the corporate card fees compare between Airwallex and Aspire?
Airwallex corporate Visa cards carry a 0% foreign transaction fee, with unlimited cashback available on eligible spending categories, and both virtual and physical cards can be issued free of charge. Aspire corporate cards charge a 1.5% foreign exchange fee on overseas transactions, and while physical cards are free for the first card, subsequent cards incur a fee — making Airwallex the more cost-effective option for businesses with high international card spending.
This publication does not constitute legal, tax, or professional advice from Airwallex, nor does it substitute seeking such advice, and makes no express or implied representations, warranties, or guarantees regarding content accuracy, completeness, or currentness. Product features, pricing and other details are subject to change.
Airwallex does not guarantee the continued accuracy of this information and is not responsible for any inaccuracies that may arise from such changes. This publication is not intended to be relied on for the purpose of making a decision about a financial product. Users are encouraged to conduct their own verification and seek their own advice.
With the Airwallex credit card, there is no revolving credit carried over – pay your statement balance in full at the end of each repayment period.