PayPay - BETA
Reach out to your Airwallex account manager or [email protected] if you'd like to join the beta; PayPay's onboarding process can take up to three months or longer. To start accepting payments in Japan sooner, you can apply for other available payment methods while you wait for PayPay's approval.
Reach Japanese shoppers with PayPay
PayPay is an e-wallet that allows customers to simply enter the amount they wish to pay or to scan a QR code with a price embedded in it. The mobile wallet enables users to make seamless and secure transactions through their smartphones by linking their bank accounts or credit cards to the PayPay app. As of 2023, PayPay has more than 61 million registered users and has become one of the most popular e-wallet in Japan.
Payment method properties
| Features | PayPay |
|---|---|
| Payment type | E-Wallet |
| Available for businesses registered in | HK, SG, AU, UK, EU, US, JP |
| Activation time for onboarding | 5 - 6 weeks for JP merchants 3 months or more for non-JP merchants |
| Shopper regions (typically used by payers from) | JP |
| Processing currencies | JPY |
| Settlement currencies | JPY, or in your default settlement currency if your account does not support the above settlement currencies. |
| Settlement schedule | Settlements are processed in 2 batches per month with cut-off dates on the 15th and the last day of the month. Funds are settled T+3 business days from the cut-off date |
| Minimum transaction amount | 1 JPY |
| Maximum transaction amount | Depending on Shopper's limit 500,000 JPY in 24 hours 2,000,000 JPY in 30 days |
| Session timeout | 30 minutes |
| Recurring Payment | |
| Full & Partial Refunds | within 180 days |
| Disputes (chargebacks) | |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| Hosted Payment Page Drop-in Element Mobile SDK Native API Subscription APIs | Shopify WooCommerce SHOPLINE Shoplazza Magento | Payment Links Xero Invoice |
Shopper experience
- After selecting PayPay as their payment method at checkout, shoppers will be redirected to the PayPay app or website to authorize the payment.
- Shoppers will log in to their PayPay account and confirm the transaction.
- Once the payment is authorized through the PayPay app, the transaction is instantly confirmed.