Fast international money transfers, with no hidden fees
Send money overseas quickly, reliably, and at bank-beating interbank FX rates. Transfer in 60+ currencies, lock in exchange rates, and pay global suppliers and teams with ease.
Save more on international money transfers with Airwallex
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.
150,000+ businesses trust Airwallex for online money transfers
Your money moves faster and further with Airwallex. Skip the red-tape, delays, and high fees of traditional banks. Pay global teams and suppliers without the usual stress of sending money abroad.
60+
transfer currencies supported
200+
countries and regions covered
95%
of transfers arrive the same day
68%
of worldwide payouts are instant
Access our global transfer method network
We find the fastest, most cost-effective route for every one of your online money transfers, using local transfer rails or SWIFT.
Explore our growing network of 200+ payout countries and regions
Explore our growing network of 200+ payout countries and regions
Batch Transfers
Send multiple payments in one go
Pay up to 1,000 recipients
Transfer to global teams, suppliers or contractors in one upload, across countries and currencies.
No code required
Perfect for B2B online money transfers, with simple templates and no dev work needed.
Set up in minutes
Download the template, add your recipients, upload it, and schedule your transfer with locked-in FX.
Approval Workflows
Control who can send money and when
Custom approval rules
Set multi-level workflows for online money transfers based on roles, amounts, or locations.
Detailed user permissions
Assign access levels for employees or partners, including view-only or transfer limits.
Built-in security
Every transfer is verified with multi-factor authentication for extra peace of mind.
FINANCE AUTOMATION
Transfer money internationally, with minimal effort
Made for finance teams
Automate invoice payments, payroll, and recurring transfers from your internal systems.
Smart payment setup
Use embedded forms to collect vendor and bank details, preview FX rates, and validate inputs.
Full visibility and control
Track transfer status through your own interface with webhooks and real-time updates.
PAYOUTS
Build payouts into your platform or product
Use our global payouts API to send funds on behalf of your business or customers. Automate payments in 60+ currencies, with full control and visibility.
Fully programmable
Use our developer-friendly API to automate high-volume global transfers, access interbank FX rates, and more.
Built for platforms
Support third-party use cases like vendor payouts, marketplace disbursements, or affiliate payments.
Global from day one
Start transferring money internationally with access to interbank FX rates and 200+ countries and regions.
Join other businesses moving money internationally with Airwallex
“We have contractors based in China, the US, and Europe, and our Airwallex Global Account enables us to make global payments from one simple portal. Having Airwallex as our global trusted partner means we can spend less time on the phone to the bank, and more time instead focusing on growing our business both domestically and internationally.”
Richard Li
Co-founder & CEO, July
“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”
George van Dyck
Finance Manager, Zoomo
“Businesses have systems to manage their inventory, we see Airwallex as the system to manage their money. Airwallex is now part of our strategy to optimise our clients’ global purchasing and payments. It is something that any modern agency will naturally be recommending as part of the usual technology stack.”
Nigel Poole
Director, Matter Design & Digital
“We couldn’t just look at the cost of the product, but also the cost of selling that product. We needed to factor in things like digital marketing spend, merchant fees and currency conversion fees on each sale. With Airwallex, we’ve saved over $12,000 each month that I re-invest into the business for the long-run.”
Hayley Worley
Founder, The Sheet Society
"Airwallex solves the problem of creating currency accounts almost instantly. I can click one button to create a UK account. We haven’t looked back since day one."
Peter Park
Business Improvement Manager, Deliciou
“Airwallex is what the new face of managing finances should really look like. First thing I did when I walked into Mr Yum was move all our subscriptions off a big 4 debit card and onto Airwallex. I reckon it saved us close to $50,000 this year in our FX fees.”
Corey Payne
Financial Controller, Mr Yum
“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”
Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd
“Coconut Bowls very quickly attracted global attention and we began making sales in USD, GBP and Euro. Before Airwallex, we were making unnecessarily expensive conversions. Our margins have easily increased by 3% simply by switching to Airwallex.”
Jake McKeon
Founder, Coconut Bowls
“The most important part for business expanding internationally comes down to localisation. People don’t want to buy out of an Australian warehouse, they want to be buying from a local warehouse. They don’t want to be paying to an unfamiliar bank account with high fees, they want to be paying like a local.”
Rex Kuo
Co-Founder, Orbitkey
“Airwallex is so easy to use. It’s allowed my team to self-serve which suits our growing business and teams. Whether it’s getting payment approvals, or giving a virtual card for a new employee – it gives us the visibility and control we need.”
Tristan Cheal
Financial Controller, Clipchamp
Frequently Asked Questions
What is an online money transfer?
An online money transfer lets you send funds to a recipient anywhere in the world, without going through a traditional bank. Airwallex helps businesses move money globally in just a few clicks, with no hidden fees.
How do online money transfers for B2B work?
Businesses use Airwallex to pay teams and suppliers in 60+ currencies, across 200 with the majority of transfers arriving the same day. You can send one-off or batch payments globally, all from a single account.
What’s the best way of transferring money internationally?
The most efficient way is through local rails instead of SWIFT. Over 90% of Airwallex transfers use local payment networks for faster, lower-cost delivery.
What is Airwallex and is it licensed and regulated?
Airwallex was proudly founded in Melbourne in 2015. Since then, we've grown to help over 150,000 customers from countries across the globe. We're on a mission to re-define how businesses manage their finances by saving them time and money through through our innovative business accounts, spend management, savings and FX products.
Airwallex US, LLC is licensed or otherwise authorized to act as a money transmitter in the United States jurisdictions listed here. Residents of certain states may have specific rights related to concerns or complaints about our services; information can also be found on the abovementioned link. To view the state licenses, click on the license type for the corresponding state.
Can I lock in an exchange rate?
Yes. With Airwallex, you can schedule a conversion in advance and lock in your FX rate. This gives you more control when transferring money internationally.
What are local currency accounts used for?
Local currency accounts make it easy for you to conduct your business operations in multiple currencies. They come with account numbers and banking details that allow you to easily receive funds in specific currencies. This is particularly useful if you're a global business – you'll be able to collect funds in your international customers' preferred currency and then use those proceeds to pay local expenses in that same currency. By comparison, a regular transaction account may forcibly convert funds in and out of your home currency with every transaction, incurring costly FX fees in both directions.
How can local currency accounts help me save on transaction fees?
Local currency accounts can be used to avoid unnecessary conversion fees and to save on everyday expenses. You can collect payments from your international customers in their preferred currency and then spend those proceeds later in the same currency (for example, to pay global suppliers and employees), thereby eliminating unnecessary conversion fees. You can also benefit from holding funds in a foreign currency until FX rates are favourable enough to convert these funds to your home currency.
Can I make Direct Debit payments from my Global Account?
Direct Debit payouts are now supported for USD, AUD, GBP, CAD Global Accounts located respectively in the United States, Australia, United Kingdom, and Canada. You can provide your Global Account details to pay both one-time and recurring bills such as taxes or utilities. Learn more.