Virtual Visa cards for your business
Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.
Borderless virtual Visa cards created in a tap
Empower your team
Create new cards for employees and expense channels in seconds, all within the app.
0% transaction fees
We won’t charge you to use your cards at home or abroad.
Bank-beating FX rate
Minimise FX fees on SaaS subscriptions and other international expenses.
Multi-currency card spending online and on the go
Save on global expenses
Spend with your multi-currency balance and avoid unnecessary conversion fees.
Track spending in real-time
See how budgets are being spent, where and by whom in the app.
Manage your cards online
Create, freeze or cancel employee cards in minutes to protect your business funds.
Expense management made easy
Cut down office admin
Easily upload receipts for approval, reconcile expenses in one place and get a real-time overview of your spending.
Manage seamless approval workflows
Submit, review, and approve expenses with a click, putting your expense management workflows on autopilot.
Sync with Xero for hassle-free bookkeeping
Seamless Xero integration makes multi-currency bookkeeping a breeze.
Secure, safe and transparent
You’re in control
Set spending limits at a card level, freeze cards instantly and adjust limits with a tap.
Fully protected
Spend safely online without the risk of card fraud or theft.
Accepted worldwide
Pay with your cards anywhere Visa is accepted.
What users say about Airwallex

“Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex’s multi-currency Visa cards for business travel expenses and SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!"

Henson Tsai
Founder, SleekFlow

“Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner.
Sarah Chang
Co-founder & COO, Forkast.News

“Airwallex provides us with flexibility and cost savings in dealing internationally. We used Airwallex to receive our recent global fundraising round and pay international suppliers and are saving at least 5% per dollar transferred versus the big banks.”

George van Dyck
Finance Manager, Zoomo

“Airwallex has been a game changer for us. I cannot recommend these guys enough. The forex services are super efficient and super competitive. The customer service is not gold-plated, it's solid gold. One of the best eCommerce services for merchants we have come across since PayPal hit the scene 20 years ago."

Murray Kester
CEO, Cosmetics Now – eCommerce

“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”

Warren Durling
Chief Operating Officer, Dovetail – Digital Agency

“Airwallex is our one-stop shop for all our banking needs, in one easy-to-use interface. Without Airwallex, we would not have been able to scale our business as fast as what we’ve been able to achieve.”

Andrew Ford and Rosa-Clare Willis
Co-founders, Crockd – eCommerce

“Airwallex saves us $40,000 annually in collections costs from our sales on Amazon, which is the majority of our sales in the U.S. market. It also allows us to ‘repurpose’ our international currencies. For example, if we sell in Europe we can pay European suppliers in Euros as well. There’s no need to ‘double convert."

Edward Agaba
Controller, Dalstrong
Access your own dedicated account manager

If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.
Frequently asked questions
What is a virtual Visa card?
A virtual payment card exists digitally on your phone or computer and can be used to pay for expenses. Just like a physical card, virtual cards are linked to an account and have a unique number, as well as an expiry date and security code.
How does a virtual Visa card work?
Virtual Visa cards work in much the same way as a physical Visa card. You can use your virtual card to send money to another account, or pay for subscriptions and other everyday expenses.
Are virtual Visa cards safe?
Virtual Visa cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your business account.
The account owner can create and delete virtual cards in minutes, and set spending limits on a card-by-card basis. So if a card is misused it can be cut off easily.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.
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