Virtual Visa cards for your business

Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.

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Virtual Visa Cards

Borderless virtual Visa cards created in a tap

Empower your team

Create new cards for employees and expense channels in seconds, all within the app.

0% transaction fees

We won’t charge you to use your cards at home or abroad.

Bank-beating FX rate

Minimise FX fees on SaaS subscriptions and other international expenses.

Multi-currency card spending online and on the go

Save on global expenses

Spend with your multi-currency balance and avoid unnecessary conversion fees.

Track spending in real-time

See how budgets are being spent, where and by whom in the app.

Manage your cards online

Create, freeze or cancel employee cards in minutes to protect your business funds.

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Expense management made easy

Virtual visa card transactions reconciled on a mobile device

Cut down office admin

Easily upload receipts for approval, reconcile expenses in one place and get a real-time overview of your spending.

Manage seamless approval workflows

Submit, review, and approve expenses with a click, putting your expense management workflows on autopilot.

Sync with Xero for hassle-free bookkeeping

Seamless Xero integration makes multi-currency bookkeeping a breeze.

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Virtual visa card transactions reconciled on a mobile device

Secure, safe and transparent

You’re in control

Set spending limits at a card level, freeze cards instantly and adjust limits with a tap.

Fully protected

Spend safely online without the risk of card fraud or theft.

Accepted worldwide

Pay with your cards anywhere Visa is accepted.

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What users say about Airwallex

  • Airwallex Testimony
    "Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us to save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex's multi-currency virtual Visa cards for all our SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!
    Henson Tsai

    Founder, SleekFlow

Access your own dedicated account manager

Dedicated account manager profile with callout graphics

If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.

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Dedicated account manager profile with callout graphics

Frequently asked questions

What is a virtual Visa card?

A virtual payment card exists digitally on your phone or computer and can be used to pay for expenses. Just like a physical card, virtual cards are linked to an account and have a unique number, as well as an expiry date and security code.

How does a virtual Visa card work?

Virtual Visa cards work in much the same way as a physical Visa card. You can use your virtual card to send money to another account, or pay for subscriptions and other everyday expenses.

Are virtual Visa cards safe?

Virtual Visa cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your business account

The account owner can create and delete virtual cards in minutes, and set spending limits on a card-by-card basis. So if a card is misused it can be cut off easily.

You don't need a bank to run your business

Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.

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Contact our specialist team

We're happy to answer questions and get you acquainted with Airwallex.
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