Financial Process Exchange (FPX) is a Malaysia-based payment method that allows customers to complete transactions online using their bank credentials. Bank Negara Malaysia (BNM), the Central Bank of Malaysia, and eleven other major Malaysian financial institutions are members of the PayNet Group, which owns and operates FPX.
FPX is one of the most popular online payment methods in Malaysia, with nearly 90 million transactions made in 2018 according to BNM.
18 supported banks: Affin Bank, Agrobank, Alliance Bank, AmBank, Bank Islam, Bank Muamalat, Bank Rakyat, Bank Simpanan Nasional, CIMB Bank, Hong Leong Bank, HSBC Bank, Kuwait Finance House, Maybank, OCBC, Public Bank, RHB Bank, Standard Chartered Bank and UOB.
|Payment type||Online Banking|
|Merchant supported countries/regions||HK, AU, SG, UK, EU|
|Shopper supported countries/regions||MY|
|Minimum transaction amount||1.01 MYR|
|Maximum transaction amount||2,000 MYR, also subject to customer’s individual Internet Banking limit with the bank|
|Session timeout||Subject to transaction approval from the consumer's bank|
|Refunds||✅ within 180 days after the transaction is fulfilled|
|Partial Refunds||✅ within 180 days after the transaction is fulfilled|
|Settlement threshold||Please contact sales for more information|
For higher transaction limit, please contact sales for assistance.
The Merchant is responsible for notifying the Customer regarding the fact that the Customer’s statement will display "MOLPay", "MOLP", "MOLPay EC" or "NetBuilder EC" for the charges associated with the Payment Scheme instead of the Merchant’s trading name
Airwallex has built a range of client-side integration methods that allows you to manage your UI, minimises your implementation effort and allows you to get to market quickly.
|HPP (Hosted Payment Pages)||✅|
|Pay by Link||⛔️|
Airwallex’s solution supports FPX payment acceptance desktop and mobile channels.
|FPX||Desktop Website Browser||Mobile App||Mobile Website Browser|