A business account, built for the modern business.
Get started with zero monthly account fees.
“Massively simplifies the challenge of doing business overseas”
"Airwallex aims to upend global payments system"
“Airwallex is the highest ranked Australian firm at #32” - Top Global 100 Fintech
“Airwallex offers exchange services that are cheaper and faster”
We're not a bank, we're better.
Multi-currency business account
Collect, hold and send money in multiple currencies. Avoid double conversions and hedge against currency fluctuations.
Save on everyday business expenses, with zero international fees¹ and competitive exchange rates.
Virtual debit cards
Create virtual debit cards in seconds, set spending limits and controls, and see all employee expenses, in one place, in real-time.
Xero integration (Beta)
Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date.
Transfer funds across the globe, without excessive fees
Spend less on FX fees and more on growth
We charge just 0.5% - 1% above our interbank rate when exchanging currencies. You always get our best FX rates, no matter the amount.
Transfer funds in 31+ currencies into over 130 countries and counting.
Time better spent
Save time by making batch payments, especially when regularly paying international employees.
Reach new markets with foreign currency accounts
Open currency accounts in EUR, USD, AUD & GBP within minutes
Invoice and accept payments from overseas customers in their preferred currency.
Integrate with online stores
Easily connect your currency accounts with popular platforms like eBay, Shopify and PayPal.
Direct settlement in foreign currency
Pay out in the same currency, or convert and bring your money back with outstanding FX rates.
Employee & Expense Cards
Empower your team to make purchasing decisions
Set your team up in minutes, not weeks
Create dedicated cards and employee logins with ease, no more shared cards or chasing down mystery spend.
Stay in control with real-time visibility of spend
Set flexible daily, monthly or card spend limits that your team can track to, so you are always in budget.
Save on global SaaS and marketing spend
Pay your global card expenses with your multi-currency balance, with zero international card transaction fees.
World-class payment acceptance for Visa & Mastercard
Protect from fraud
Reduce chargebacks with our 3DS fraud engine, customizable risk settings and built-in dispute management.
Settle in multiple currencies
Easily collect and settle in the same currency. No forced conversions or unnecessary fees.
Flexible integration methods to suit your business
Any business can get started by generating no-code payment links in seconds, shopping platform integrations or flexible APIs for more control.
Xero Integration (Beta)
Make bookkeeping a breeze
Seamlessly integrate your Airwallex account with Xero for easy payment reconciliation.
Quick and easy integration
Link your Airwallex and Xero accounts in just a few clicks.
Multi-currency transaction syncing
Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.
Ensure your Xero transaction records are up to date for your accountant or bookkeeper.
See how our customers are finding Airwallex
Move your business forward with our complete financial technology toolkit
Streamline your global financial operations with our best-in-class APIs.
Security is at our core
Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.
Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.
Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.
Airwallex is regulated by the Financial Conduct Authority (FCA) and holds an Electronic Money Institution (EMI) licence.