Borderless Cards

Multi-currency cards for your global business

Create employee and company cards in minutes and stay in control of all purchases from a single dashboard, in real-time.

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Say goodbye to hidden fees on your international spend

Airwallex Borderless Cards are multi-currency cards that allow your employees to make purchases in multiple currencies from held balances in your account. They’re free to create and you can start using them immediately online. Pay for purchases anywhere Visa is accepted, both online and in store.

Easily issue cards to your global workforce

Issue multi-currency employee and company cards to your team members around the world to streamline their local and global purchases.

Pay directly from your held balances

Pay global expenses directly from your multi-currency Wallet Balance, eliminating unnecessary FX conversion fees.

0% foreign card transaction fees

Put an end to surprise foreign transaction fees and other hidden charges, so you can reinvest every dollar back into your growth.

Auto-convert at leading FX rates

If you don’t have the necessary currency balance, we’ll auto-convert available funds in your home currency at our market-leading FX rates.

A streamlined approach to company spending

Eliminate the burden of manual reimbursements. Set spending limits and controls, create custom approval workflows, and instantly create, freeze, or cancel cards. Always have a complete real-time view of card activity at your fingertips.

Company Cards

For company expenses and shared team purchases like software subscriptions and ad spend

Manage company expenses all in one place

Track company card activity and transactions in one place and get a real time view of major corporate purchases.

Reduce unnecessary spending risks

Avoid personal card use for critical company purchases. Set per transaction limits to reduce the risk of unexpected overspend.

Consolidate team expenses into a single card

Give multiple team members access to a shared card, and easily manage team budgets with transparency.

Employee Cards

For individual employee purchases like travel, employee benefits, and team offsites

Let your employees purchase on the go

Allow your employees to spend in multiple currencies with virtual cards, physical cards, Apple Pay, and Google Pay.

Gain more control of employee spending

Set a variety of spend limits to better manage budgets and restrict purchases to only specific merchant types if needed.

Eliminate delayed visibility of purchases

Get a real-time view of employee spend. Each card has a clear payment trail, so it’s easy to track purchases.

“Having all our global SaaS subscriptions in one place has streamlined our finance processes and enabled better tracking and control of expenses. It’s even better knowing that Airwallex isn’t hitting us with any international transaction fees.”

Warren Durling

Chief Operating Officer, Dovetail – Digital Agency

"Airwallex is an innovative fintech platform with a first-class customer support team. They transformed the previously painful process of creating corporate cards and managing business accounts into something simple, convenient, and cost-effective."

Gavin Black

Interim CEO & Chief Financial Officer, PURE Group

"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."

Rupert

Managing Director, Perspective Pictures

“The new Expense Management system has been a real time saver for us in relation to the administration of our benefits program. Team members can upload receipts as they shop and we are able to clear our reconciliations much faster this way.”

Tanya Karolia

Payroll & Benefits, Linktree

"The feature where we can monitor how much employees are spending on their Airwallex cards is incredibly useful to us. We get to have full visibility, as well as being able to set daily and per transaction budgets. With Airwallex’s authorisation process, it’s also easy for my team to put together all outgoings that I need to approve, so I can easily ask questions or reject payments."

Richard Li

Co-founder & CEO, July

Expense Management

Get more with built-in expense management

When you activate built-in expense management, you’ll experience a seamless way for employees to submit expenses and for you to track, review, and approve company spend – all from a single platform.

Frequently asked questions

What is a multi-currency card?

A multi-currency card is a payment card you can use to make payments in multiple foreign currencies from balances in your associated business account. Airwallex Borderless cards are multi-currency cards that enable your employees to make purchases in multiple currencies from held balances in your Airwallex Wallet. This can be useful in eliminating costly and unnecessary currency conversion fees on international spend. Airwallex Borderless Cards are free to create and you can start using them immediately online. Pay for goods and services anywhere Visa is accepted, both online and in store.

When should I use a company card vs an employee card?

Company cards are good for business purchases that are typically made online and on behalf of the entire company or specific teams and departments. This could include purchases such as software subscriptions, office supplies, supplier payments, and marketing expenses. Company cards are currently only available as a virtual card. As an admin, you will be able to access card details for company cards.

Employee cards are great for individual employee purchases either made online or in person. This could include travel expenses like airfare or hotels and incidental purchases like coffee or snacks. Cardholders can also add their employee cards to their digital wallet for easy, contactless purchasing. As an admin, you will not be able to access card details for employee cards. Only the cardholder will be able to access their card details.

What are the benefits of a multi-currency card?

Businesses paying for goods and services in more than one currency can benefit from the reduced fees associated with a multi-currency card. With an Airwallex Borderless Card, you can pay for domestic and international purchases directly from held currency balances in your Airwallex Wallet, eliminating unnecessary FX conversion fees. If you don’t have the necessary balance in the required currency, we’ll auto-convert available funds in your home currency at our bank-beating FX rates. You'll also benefit from 0% foreign card transaction fees and no hidden charges.

Airwallex Borderless Cards are designed to streamlined your approach to company spending and give you more visibility and control. Eliminate the burden of manual reimbursements, set spending limits and controls, create custom approval workflows, and instantly create, freeze, or cancel cards. You'll always have a complete real-time view of card activity.

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