Airwallex Borderless Multi-Currency Cards
Create virtual and physical employee cards in minutes, for free.
Pay anywhere, anytime with Borderless Cards
Available in minutes
Virtual cards are activated instantly so you can make necessary purchases right away with Apple Pay.
Stay in control of team budgets
Track spend in real-time to monthly or total spend limits so you're always on budget.
Save on global expenses
Pay with your multi-currency balance with zero international card transaction fees.
Company Cards
Regain control and visibility of team budgets and software subscriptions
Virtual cards that scale with you
Create a dedicated virtual card for each expense category or subscription to better track, manage or freeze spend.
Cancel subscriptions with a click
No more chasing down forgotten logins or sitting on long calls. Easily cancel the card linked to the subscription from your Airwallex app.
No fees for Company cards
Create company cards and use Airwallex Expenses for free. Find out more about Company and Expense cards here.
Employee Cards
Empower your team to pay for what they need
Create virtual or physical cards in minutes
Set your team up with dedicated logins and cards in a few clicks, with no branch visits needed. Now available on Apple Pay or Google Pay™.
Track your card spend to budget in real-time
With your own employee login, you can track spend to monthly card limits so you stay ahead of your budget.
No more chasing down receipts
Eliminate the wait to be reimbursed for business expenses on your personal card and misplaced receipts. Enjoy a free trial until 30 June 2022 when you activate Employee cards now. See full pricing details here.
Empower your team with corporate cards, without the overhead
Create employee cards in minutes
Set flexible daily, monthly or transaction limits to help your team track to budget and limit risk of unexpected purchases.
Manage your cards online
Create, freeze or cancel employee cards in minutes to protect your business funds.
Save up to 3% on your international SaaS
Pay for your USD-priced SaaS with zero international card transaction fees and better FX rates than the major banks.
Manage card spend with in-built expense management
Improve your oversight
Reconcile your expenses in one place and gain real-time visibility over your card spending.
Control spending as it happens
Track receipts, review expense approvals and set monthly card limits so you can stay ahead of your budget.
Save time on expense reporting
Assign expenses to the right accounting and tax categories with automatic transaction syncing to Xero.
Eliminate hidden fees on your international card spend
0% international card transaction fees
No more surprise foreign transaction fees on expenses like software subscriptions or marketing. Reinvest every dollar back into growth.
Pay directly with your multi-currency balance
Expenses are charged directly from your multi-currency wallet, eliminating unnecessary FX conversions where possible.
Auto-convert at our best FX rates for international card transactions
Even when you don’t have the needed currency balance, we automatically convert your funds at our market-leading FX rates.
What is a multi-currency card?
A multi currency card is a debit card that allows the user to make payments in multiple foreign currencies from held balances in an associated account. It can be used to pay for goods and services anywhere traditional credit and debit cards are accepted, both online and in store.
Airwallex Borderless Cards are issued by Visa and so can be used anywhere Visa payments are accepted.
Access your own dedicated account manager
If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.
Frequently Asked Questions
What is a multi-currency card?
A multi-currency card is a debit card that allows you to pay in multiple currencies. Usually, multi-currency cards are connected to multi-currency accounts.
When you open a global business account with Airwallex, you will receive a multi-currency debit card that allows you to pay for expenses in your range of chosen currencies with zero transaction fees.
How does a multi-currency card work?
Much like any debit card, you can use a multi-currency card to pay for expenses online or in person. You can also use it to pay for subscriptions and direct debits.
The difference between a multi-currency card and a normal debit card is that you can use it to pay in different currencies without being subject to exchange fees, so long as you have the correct currencies in your account.
What is the benefit of a multi-currency card?
Multi-currency cards help businesses sidestep currency exchange fees when paying for expenses in foreign currencies. Whether they’re paying international suppliers, employing overseas staff, or buying software from abroad.
Multi-currency cards are also useful when travelling abroad, as they allow you to spend in the local currency without being subject to exchange fees.
I was using employee cards for free, can I keep using them for free?
If you had at least one active Employee Card on or before 6 April 2022, you are considered a “grandfathered” customer. This means you won’t be charged for employee cards if you do not activate Airwallex Expenses. You will be charged for employee cards if you activate Airwallex Expenses, for the period during which it is active. Airwallex Expenses can be de-activated at any time, and you will no longer incur any fees relating to Employee Cards or Airwallex Expenses, after de-activation.
Do these prices include VAT?
The listed prices are exclusive of VAT.
What happens if I disable Airwallex Expenses part of the way through a cycle?
If you disable Airwallex Expenses during the cycle, you will retain access to your employee cards and you will continue to be billed for active cardholders.
Will I be charged for company cards?
You can continue to issue and use Company Cards, free of charge. Note that company cards are unavailable in Apple Pay or Google Pay.
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