PayPal Fee Calculator

PayPal merchant fees can be complex. Our PayPal fee calculator will help you work out the charges you’ll incur when collecting payments with PayPal, wherever your customers are.

Get a business account that is more cost-efficient than PayPal.* Keep more of what you earn with Airwallex. Avoid cross-border fees and exchange rate markups when you withdraw your PayPal balance to an Airwallex Global Account. Save even more when you use Airwallex to receive and send money globally.

*Calculation is based on your business’ location.

Buyer sends you
USUSD
PayPal Fee: GBP
Fixed fee GBP
Variable fee GBP
Cross-border fee GBP
Exchange rate mark-up GBP
International fee GBP
Currency conversion fee GBP

You will receive

GBGBP

PAYPAL FEES

How are PayPal Merchant Fees Calculated?

PayPal fees for commercial transactions may vary depending on whether the transaction is considered domestic or international. An additional currency conversion fee will apply if you are collecting money in a different currency from your PayPal account’s opening currency. Additionally, merchant fees may vary based on the method of payment collection and the transaction size.

PayPal Domestic Merchant Fees

Standard fees for domestic transactions apply. You’ll also pay a fixed fee which is based on the received currency.

Payment Type

Rate

Alternative Payment Method (APM)

APM Transaction Rates Apply

PayPal Checkout

3.49% + fixed fee

PayPal Guest Checkout

3.49% + fixed fee

QR code Transactions

2.29% + fixed fee

QR code Transactions through third party integrator

2.29% + 0.09 USD

Pay with Venmo

3.49% + fixed fee

Send/Receive Money for Goods and Services

2.99%

Standard Credit and Debit Card Payments

2.99% + fixed fee

All Other Commercial Transactions

3.49% + fixed fee

PayPal Domestic Merchant Fees

Standard fees for domestic transactions apply. You’ll also pay a fixed fee which is based on the received currency.

Standard Fee

Payment Type

Rate

Alternative Payment Method (APM)

APM Transaction Rates Apply

PayPal Checkout

3.49% + fixed fee

PayPal Guest Checkout

3.49% + fixed fee

QR code Transactions

2.29% + fixed fee

QR code Transactions through third party integrator

2.29% + 0.09 USD

Pay with Venmo

3.49% + fixed fee

Send/Receive Money for Goods and Services

2.99%

Standard Credit and Debit Card Payments

2.99% + fixed fee

All Other Commercial Transactions

3.49% + fixed fee

Fixed Fee

CURRENCY

FIXED FEE (UK)

FIXED FEE (US)

Australian Dollar

0.30 AUD

0.59 AUD

Brazilian Real

0.60 BRL

2.90 BRL

Canadian Dollar

0.30 CAD

0.59 CAD

Czech Koruna

10.00 CZK

9.00 CZK

Danish Krone

2.60 DKK

2.90 DKK

PayPal International Merchant Fee

If you have customers in different countries, you will be subject to PayPal’s International Merchant fees. PayPal’s fees for receiving an international transaction depend on where the sender is based.
These charges do not cover the additional currency conversion fees that PayPal charges. More on this below. See Airwallex's pricing.

Sender's market/region

Fee

European Economic Area (EEA) territories

1.29%

All other markets

1.29%

PayPal Currency Conversion Fee

When you open a PayPal account, it is given a fixed currency in which to operate. If you open your account in the UK, this currency will most likely be Pound Sterling (GBP).

PayPal will only allow you to withdraw your balance in the opening currency of your account, unless agreed otherwise. If you have multiple currencies in your PayPal balance, you or PayPal will have to convert the money to your opening currencies before you withdraw your balance to an external account.

PayPal charges a 3% currency conversion fee on top of the base rate. Save with Airwallex.

Additional PayPal Merchant Fees

PayPal’s merchant fees are complex, and you may be subject to different fees depending on a variety of factors, some of which are listed below.

Charity transactions

  • UK charity transactions are charged at 1.4% plus a fixed fee.

  • International transactions are charged the lower domestic rate plus PayPal’s standard international fees.

QR code transactions

  • For UK domestic payments of £10.01 and above, you will be charged 1.5% plus a fixed fee.

  • For UK domestic payments of £10 and below, you will be charged 2% plus the fixed fee.

  • For international transactions, you will be charged these fees plus PayPal’s standard international rate in the UK.

New Checkout Solution

  • PayPal may offer you an alternative rate if you are using the New Checkout Solution.

PayPal Here

  • Merchants using PayPal Here are subject to varying rates depending on the number of transactions they receive in the calendar month.

PayPal Website Payments Pro

  • Fees differ depending on the card type your customer uses and the fee structure you are subject to.

Micropayments

  • In the UK, Businesses that regularly process payments under £5 can upgrade to the Micropayment rate.

  • UK domestic Micropayment transactions are charged at 5% plus a £0.05 fixed fee.

  • Micropayment from European accounts in Euros and Swedish Krona are also charged at this rate.

  • Other international Micropayments are charged at 6% plus a £0.05 fixed fee in the UK.

Airwallex offers flexible pricing for your payment needs

Multi-currency accounts, high speed international transfers, borderless cards, expense management, and online payments—all in one platform. Airwallex offers everything you need to simplify your global payments and financial operations. View Airwallex's full pricing here.

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For local transfer methods

10 - 30 AUD

for SWIFT transfers (SHA and OUR)
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Direct debit funds into and out of your foreign currency accounts

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FX conversions

Convert currencies at competitive rates

0.5%

Above interbank exchange rates for USD, HKD, CNY, AUD, EUR, GBP, CAD, SGD, CHF, NZD, JPY

1.0%

Above interbank exchanges rates for all other currencies

Why you should switch to Airwallex

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