Payments

Coming Soon

The All-in-one global payment acceptance solution for global businesses

Collect online payments in multiple currencies and local payment methods, boost global acceptance rates, and save on FX with Airwallex Payments.

Why global businesses use Airwallex Payments Solutions

Businesses of all shapes and sizes - from eCommerce stores and subscription businesses to online marketplaces and platforms - use Airwallex Payments to reach new global customers, eliminate unnecessary currency fees, and protect against fraud.

Accept payments via 160+ local payment methods across 180+ countries

Boost checkout rates by pricing in local currency and letting customers pay with their preferred payment methods.

Increase conversion and acceptance rates with built-in payment optimisations

Benefit from Airwallex’s ML-powered optimisation engine, 3DS logic, and local acquiring to improve acceptance rates.

Eliminate costly FX conversion fees with like-for-like settlement

Collect and settle funds in the same currency without the hassle of setting up multiple entities or paying hidden conversion fees.

Reduce chargebacks with built-in fraud prevention

Identify suspicious transactions and reduce chargebacks with an AI-powered fraud engine.

Global Payment Solution

Lower costs and multi-currency support with our Payment Solutions

Automatic currency conversion

Boost global sales by showing prices in your customers' local currency. Remove checkout friction and instantly increase conversion rates by automating local pricing and payment methods.

Like-for-like settlement

Protect your margins by minimising FX fees on cross-border online payments. Settle funds in the same currency your customers use and keep 100% of your revenue without losing a percentage to forced currency conversions.

Multi-currency transfers

Skip costly international wires. Pay suppliers directly using funds settled into your multi-currency wallet using Airwallex's global payout network or corporate cards

Airwallex Testimony

“We used to use Stripe integrated with Xero. We would send out our invoices to a US-based book store, for example, and they would pay us in USD, which our bank would then automatically convert to AUD. But in many instances, we would rather keep the funds in USD so that we could then pay US-based vendors. The unnecessary currency conversions at high exchange rates meant we were getting ripped off at every stage. Then we switched to Airwallex for payments acceptance, transfers, and global accounts."

Jon Tse

Co-Founder, Karst

Airwallex Testimony

"One thing was clear: We needed a simple-to-use, truly global financial solution that allowed us to seamlessly accept money from customers in multiple markets convert it to other currencies only when needed, and pay vendors in different countries. In other words, we needed to trade globally - not just Australia.”

Richard Li

Co-founder & CEO, July

Airwallex Testimony

“Let’s say we continue to expand in Korea,” Daven says. “Or perhaps further markets in Latin America or Europe—where we already have a very strong presence, we can make things as easy and convenient as possible by conducting smooth local transactions and prioritizing their preferred currencies and payment methods. We’re letting our clients know that we hear and support them—and that’s critical to our business.”

Daven Johnson

Founder & CEO, Gimme Swag

Global Authorisation

Boost revenue with higher acceptance rates across all your markets

Adaptive success rate optimisation

Airwallex’s ML-powered optimisation engine includes smart MCC assignment, automatic retries, ISO message optimisations, 3DS logic, and more to improve payment acceptance rates.

Saved payment details

Drive repeat sales by initiating payments based on your customers’ saved payment details.

Network tokenisation

Replace payment details with network-issued tokens to improve card acceptance rates and reduce processing costs.

Local acquiring

Set up payment processing in over 35 markets to avoid cross-border fees and increase acceptance rates from local cards.

Optimize 360

AI-powered payment processing and optimisation

Optimize 360 applies real-time intelligence across your payment flows to reduce failures, protect against fraud, and lower costs. Built on Airwallex’s global acquiring network, it helps you drive stronger revenue outcomes across every market you serve.

Maximise payment approvals

Lift authorisation rates with adaptive routing, intelligent retries, precise payment message formatting, and the right payment method mix for each market. Dynamic SCA optimisation reduces unnecessary friction, helping more customers complete their purchase on the first attempt

Reduce fraud and revenue losses

Protect revenue with AI-powered fraud detection, real-time risk scoring, and smart 3DS decisions. Reduce false positives while automatically blocking high-risk activity, lowering chargebacks and the operational effort required to manage fraud

Improve payment reliability

Reduce avoidable declines through network tokenisation, card account updater, and anomaly alerts. By keeping card credentials current and minimising soft declines, payments flow more consistently across issuers and regions

Pricing

Say goodbye to unnecessarily expensive processing fees

Enjoy competitive processing fees on both domestic and international transactions and avoid hidden FX conversion fees.

Domestic Cards and Wallets

Visa, Mastercard, American Express, Apple Pay and Google Pay

1.90% + RM 1.50

+1% for international cards

Local Payment Methods

WeChat Pay, GrabPay and 160+ other methods. Click here to view full list

From 1.4% + RM 1.50

Subscription Management (API only)

Collect recurring subscription payments from your customers

0.50%

per successful card transaction.

Payments for Platforms

Embed payments into your platform or marketplace

Accelerate time to market, offer competitive pricing for global transactions, and maintain a fully branded experience. Airwallex provides a single, white‑label payment processing solution that streamlines onboarding and compliance, manages fund flows without requiring PayFac registration, and instantly transfers funds between connected accounts. Experience an end-to-end solution covering both global pay-ins and payouts.

For Developers

Designed for developers for seamless payment integration

Best-in-class developer tools

Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.

Complex use cases made easy

Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.

Accelerated integrations

We’ve partnered with the likes of Shopify, Xero, and NetSuite to engineer prebuilt integrations to help you get started quickly.

Grow your revenue by accepting a wide array of popular global and local payment methods

Global
APAC Payment Methods
EU and UK APAC Payment Methods
NA and LATAM APAC Payment Methods

Global Payment Methods

Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.

Visa

One of the largest, most used global card networks.

Cards
Mastercard

One of the largest, most used global card networks.

Cards
American Express

A popular and widely used global credit card.

Cards
Apple Pay

The digital wallet of choice for many Apple device users.

Wallet
Google Pay

The digital wallet from Google, popular with Android users.

Wallet
Klarna

A popular Buy Now Pay Later payment method available in 20+ countries.

BNPL
UnionPay

A popular and widely used global card essential for Chinese payers.

Cards
Skrill

A global e-wallet supporting more than 40 currencies.

Wallet


Global

Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.

Visa

One of the largest, most used global card networks.

Cards
Mastercard

One of the largest, most used global card networks.

Cards
American Express

A popular and widely used global credit card.

Cards
Apple Pay

The digital wallet of choice for many Apple device users.

Wallet
Google Pay

The digital wallet from Google, popular with Android users.

Wallet

Frequently asked questions

What is Airwallex's "like-for-like settlement" feature?

Airwallex’s like-for-like settlement feature allows you to receive and settle funds in the same currency your customers pay in, reducing unnecessary FX conversions. For example, if your customer pays in USD, you can hold and settle those funds in USD instead of automatically converting them to MYR. This gives you the flexibility to use your USD balance to pay for US-based subscriptions or ad spend, or to convert to MYR when exchange rates work in your favour.

What payment methods does Airwallex offer?

Airwallex supports 160+ local and international payment methods in Malaysia, so you can give your customers the options they already trust. Local payment methods include FPX (Financial Process Exchange), DuitNow, GrabPay, Touch 'n Go eWallet, Boost, and Atome for buy-now-pay-later. For international customers, Airwallex also supports major card networks (Visa, Mastercard), Apple Pay, Google Pay, Alipay, and more. You can integrate these through pre-built plugins for Shopify, WooCommerce, and Magento, or via API — all managed from a single payments dashboard.

Is Airwallex a payment gateway?

Yes, Airwallex is a payment gateway that lets you accept online payments from customers globally. It provides the technology that securely processes transactions between your customers, their banks, and your business. In addition to payment gateway capabilities, Airwallex also offers related business finance solutions such as multi-currency accounts, foreign currency exchange, corporate cards and spend management, allowing you to manage payments and funds within one platform.

What are the requirements to start accepting payments with Airwallex in Malaysia?

To start accepting payments with Airwallex in Malaysia, you'll need to complete an online application and go through a KYC (Know Your Customer) verification process. For companies, this typically includes your Certificate of Incorporation, Register of Directors, Register of Members, and identification documents (MyKad or passport) for all directors and Ultimate Beneficial Owners (UBOs). Once your documents are submitted and verified, you can usually get your account up and running within a few business days.

Does Airwallex have any customer service?

Yes, Airwallex provides customer support to assist with onboarding, technical integration, and ongoing account or payment-related queries. Support is available through multiple channels, including email and in-platform assistance, and eligible accounts get dedicated account managers. You can also access comprehensive documentation, developer resources, and setup guides to help with integration and troubleshooting. 

How do you accept recurring payments with Airwallex?

You can accept recurring payments with Airwallex by enabling subscription or automated billing features through our payment gateway or API integration. This lets you charge customers on a regular schedule, such as weekly, monthly, or annually, without requiring them to re-enter payment details each time. Airwallex supports secure card-on-file payments and subscription workflows, making it suitable for SaaS businesses, membership models, and other recurring revenue models.

Can eCommerce platforms and marketplaces use Airwallex?

Yes, Airwallex integrates with popular eCommerce platforms such as Shopify, WooCommerce, and Magento via plugins, and offers APIs for custom or advanced integrations. This lets you connect your online store quickly and start accepting payments without building a system from scratch. 

Are Airwallex payment solutions safe and secure?

Yes. Airwallex is regulated by Bank Negara Malaysia as a licensed remittance business and a licensed merchant acquirer, which means we are subject to strict regulatory requirements on how funds are held and processed. We are also certified to PCI DSS Level 1, and meet SOC 1 and SOC 2 standards — internationally recognised benchmarks for data security and operational integrity. To protect every transaction, we use encryption, strong authentication, and smart 3D Secure (3DS) optimisation that automatically applies the best fraud prevention strategy based on risk level and local regulations.

Does Airwallex have any customer service in MY?

Yes. Airwallex Malaysia has a dedicated customer support team you can reach through the Airwallex Help Centre. When reaching out, it helps to include your account information, a description of your issue, and your preferred resolution.

Sign up for an Airwallex business account today.