Payments
Payment solutions built for global commerce
Collect online payments in multiple currencies and local payment methods, boost global acceptance rates, and save on FX with Airwallex Payments.
Grow and protect your global revenue with a modern payments platform
Businesses of all shapes and sizes - from eCommerce stores and subscription businesses to online marketplaces and platforms - use Airwallex to reach new global customers, eliminate unnecessary currency fees, and protect against fraud.
Accept payments in a variety of local payment methods and 180+ countries
Boost checkout rates by pricing in local currency and letting customers pay with their preferred payment methods.
Boost conversion and acceptance rates
Benefit from Airwallex’s ML-powered optimisation engine, 3DS logic, and local acquiring to improve acceptance rates.
Eliminate costly FX conversion fees with like-for-like settlement
Collect and settle funds in the same currency without the hassle of setting up multiple entities or paying hidden conversion fees.
Reduce chargebacks with built-in fraud prevention
Identify suspicious transactions and reduce chargebacks with an AI-powered fraud engine.
Integration Methods
From no-code to fully customizable integration options to start accepting payments globally
Checkout
Payment Links
Payment Plugins
Payments API
Checkout
Payment Links
Payment Plugins
Payments API
Global Payments
Price, settle, and transfer funds in multiple currencies
Automatic currency conversion
Airwallex will use the location you specified or the one we detected to display the customer's local currency and relevant payment methods.
Like-for-like settlement
Settle funds from your customers in the same currencies they pay in, avoiding costly FX conversions back to your home currency.
Multi-currency transfers
Use the funds you settle into your multi-currency account to pay out to suppliers using Airwallex’s global payout network or corporate cards.
"Airwallex helped us streamline the entire process, enabling us to keep track of our finances in a glance, without having to connect to another account to see our customer payments."
Kelvin Ko
Managing Director, Travel Expert
"Airwallex’s Klarna plugin completely solved our problems. From initial setup to deployment, the process took less than a week, perfectly aligning the speed that eCommerce requires."
Benjamin
Founder of Grams(28)
"Airwallex's integration with our Shopify online store was simple plug-and-play. We're now able to offer local payment methods to our customers to improve conversions."
Wil Fang
Founder of Cookie DPT
Global Authorisation
Boost revenue with higher acceptance rates across all your markets
Adaptive success rate optimisation
Airwallex’s ML-powered optimisation engine includes smart MCC assignment, automatic retries, ISO message optimisations, 3DS logic, and more to improve acceptance rates.
Saved payment details
Drive repeat sales by initiating payments based on your customers’ saved payment details.
Network tokenisation
Replace payment details with network-issued tokens to improve card acceptance rates and reduce processing costs.
Local acquiring
Set up payment processing in over 35 markets to avoid cross-border fees and increase acceptance rates from local cards.
Fraud Prevention
Safeguard your global revenue
Airwallex's fraud engine is fully integrated into our Payments platform, and helps you stop fraud before it occurs. It leverages our own models combined with external data sources to discern fraudulent transactions from legitimate ones.
Smart 3DS optimisation
Maximise global acceptance while staying compliant with local regulations. Our 3DS engine automatically picks the best strategy based on transaction risk, applicable regulatory exemptions, and policies.
AI-powered fraud engine
Our fraud engine uses AI trained on millions of transactions to detect and prevent fraud. This leads to higher payment success rates and lower fraud rates, protecting your business’s revenue.
Highest security standards
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.
Pricing
Say goodbye to unnecessarily expensive processing fees
Enjoy competitive processing fees on both domestic and international transactions and avoid hidden FX conversion fees.
Cards and Balances
Visa, Mastercard, American Express, Apple Pay and Google Pay
3.30% + 2.35 HKD
Subscription Management (API only)
Collect recurring subscription payments from your customers
0.50%
Maximise your global revenue with Billing
Payments for Platforms
Embed payments into your platform or marketplace
White-label and offer Airwallex’s online payment processing solution to your customers. Programmatically create connected accounts, streamline onboarding and compliance, manage fund flows without requiring PayFac registration, and instantly transfer funds between connected accounts. Experience an end-to-end solution covering both global pay-ins and payouts.
For Developers
A developer-first design for seamless payment integration
Best-in-class developer tools
Integrate in a fraction of the time with our high-quality developer capabilities, libraries, and APIs.
Complex use cases made easy
Our comprehensive APIs and proprietary financial infrastructure can be tailored to suit your most complex requirements, all supported by our world-class technical teams.
Accelerated integrations
We’ve partnered with the likes of Shopify, Xero, and NetSuite to engineer prebuilt integrations to help you get started quickly.
Grow your revenue by accepting 160+ global and local online payment methods
Global Payment Methods
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
Klarna
A popular Buy Now Pay Later payment method available in 20+ countries.
UnionPay
A popular and widely used global card essential for Chinese payers.
Skrill
A global e-wallet supporting more than 40 currencies.
Accept local payments from a wide range of popular payment methods. Availability dependent on merchant entity location.
Visa
One of the largest, most used global card networks.
Mastercard
One of the largest, most used global card networks.
American Express
A popular and widely used global credit card.
Apple Pay
The digital wallet of choice for many Apple device users.
Google Pay
The digital wallet from Google, popular with Android users.
RESOURCES
Discover the trends fueling cross-border eCommerce success
Airwallex surveyed over 3,000 consumers and interviewed leading merchants across Australia, China, Hong Kong, Singapore, the UK, and the US with the support of consulting firm Edgar, Dunn & Company in January 2024 to learn how businesses can drive global eCommerce growth.
Frequently asked questions
What is the Airwallex payment solution?
Airwallex provides a comprehensive global payment infrastructure that enables businesses to collect payments internationally. By supporting 160+ local payment methods in over 180 countries and offering like-for-like settlement, Airwallex helps SMEs and enterprise businesses maximise checkout conversion and eliminates unnecessary FX costs, ensuring a seamless, cost-effective payment experience.
How can I integrate Airwallex as my payment gateway on my website or eCommerce platform?
Airwallex offers flexible integration methods tailored to your technical infrastructure and business requirements. You can get your store up and running quickly by using simple, low-code checkout components or pre-built plugins for platforms like Shopify, WooCommerce, and Magento. For advanced use cases, our robust Payments API enables customised checkout experiences. Furthermore, our Payment Links provide a versatile, no-code solution for capturing revenue across email and social channels.
How does Airwallex support cross-border payments for my international customers?
Airwallex simplifies global expansion by automatically displaying local currencies and local payment methods for a seamless customer experience. By facilitating same-currency like-for-like settlement directly into multi-currency accounts, the platform eliminates unnecessary conversions. These balances are then available for fast payout to global staff and vendors, providing a cost-effective alternative to traditional SWIFT transfers and maximising operational margins.
How does Airwallex compare to other payment gateway providers in terms of fees and FX costs?
While many traditional gateways profit from hidden exchange markups, Airwallex focuses on maximising merchant margins. We provide competitive, transparent rates for global payment methods – from credit cards, mobile wallets, to Buy Now, Pay Later options – without the hidden costs of forced currency conversion. By allowing you to settle in the customer’s original currency, we transform cross-border payments into a streamlined, cost-effective global growth engine.
Is Airwallex a secure and compliant payment gateway for businesses in Hong Kong?
Airwallex provides a secure, enterprise-grade payment infrastructure that Hong Kong enterprises can deploy with confidence. The platform utilises an AI-driven fraud engine and intelligent 3DS optimisation to distinguish legitimate transactions from high-risk activity, effectively maximising authorization rates while mitigating chargebacks. Fully aligned with global security benchmarks including PCI DSS, SOC1, and SOC2, Airwallex holds 80+ international licenses, ensuring comprehensive compliance with regional regulatory standards.