Yield
Start generating competitive returns on your funds
Airwallex Yield, provided by Airwallex Capital, empowers your business to earn competitive returns on your multi-currency balances – no minimum lock-up period required.
Airwallex Capital Hong Kong Limited (CE Number: BUL570) (Airwallex Capital) is regulated by the Securities & Futures Commission of Hong Kong (SFC) to provide asset management services. Yield is a low risk-rated discretionary portfolio management service provided by Airwallex Capital Hong Kong Limited. It is not a savings or deposit product. Investments involve risks and Yield does not provide any guarantee or assurance of returns. Graphic is for illustrative purposes only, and is not indicative of actual and/or future performance so should not be relied upon.
Airwallex Capital Hong Kong Limited (CE Number: BUL570) (Airwallex Capital) is regulated by the Securities & Futures Commission of Hong Kong (SFC) to provide asset management services. Yield is a low risk-rated discretionary portfolio management service provided by Airwallex Capital Hong Kong Limited. It is not a savings or deposit product. Investments involve risks and Yield does not provide any guarantee or assurance of returns. Graphic is for illustrative purposes only, and is not indicative of actual and/or future performance so should not be relied upon.
Grow your funds faster than traditional bank savings deposits
0.88%*
3.97%*
1.71%*
3.87%*
*Indicative rate is based on historic performance of constituent funds as at 16 June 2025.
Savings deposit rates used for comparison are an average of the big four banks' savings deposit per-annum rates, as at June 2025.
Maximise your money with multi-currency returns
Yield gives you the opportunity to generate returns on multiple currency balance by investing in a portfolio of low-risk money market funds.
No lock-up periods required
Easily move funds between your cash balances and Yield account as needed to keep your business growing.
Earn on multiple currencies
Grow your multi-currency balances without having to open multiple accounts.
Start earning instantly
Open an Airwallex account online and allocate funds to start accruing returns daily.
Keep your balance data in sync
Sync your Yield balances and returns to Xero in real time for faster reconciliation.
Get started
Start growing your funds in just a few clicks
Sign up for an Airwallex account and enable Yield
Your Yield account is integrated within the Airwallex app. Move funds as often as you'd like between your cash balances and your Yield account.
Sit back and put your money to work
Returns are accured on a daily basis. Easily track your lifetime earnings across currencies.
Cash out whenever you need
Funds generally settle from your Yield account to your cash balances in two business days.
Security
Keeping your funds safe
Your funds are invested into AAA-rated money market funds, such as the JPMorgan Liquidity Fund. This rating reflects a conservative risk profile, high liquidity, and strategy to invest in short-term, highly-rated securities.
Airwallex Yield: Frequently asked questions
What is Yield?
Airwallex Yield is a new service that allows clients to earn a competitive rate of return on their funds. Yield enables clients to invest HKD, USD, EUR, and GBP into market-leading money-market funds, such as those issued by JPMorgan. Airwallex Yield offers daily liquidity with no restrictions on the withdrawal or adding of funds. Funds generally settle to and from your Yield balances within two business days.
Clients can sign up and invest in just a few steps through their Airwallex account.
Airwallex Yield is a discretionary account management service provided by Airwallex Capital Hong Kong Limited (CE Number: BUL570), which is licensed by the Hong Kong Securities and Futures Commission to provide asset management services. It is not a savings or deposit product. Investments involve risks, and Yield does not provide any guarantee or assurance of returns.
How do I open a Yield account?
Log in to your Airwallex account.
Click the “Get Started” button to create a Yield account.
Review what Yield offers, including potential returns and investment types.
Provide your company’s investment objectives.
Enter your company’s tax details.
Confirm that your KYC documents are up-to-date.
Review and sign the risk disclosure statements and terms and conditions.
Schedule a virtual appointment with a partner CPA to certify your KYC documents.
The Airwallex WebApp will guide you through each step to make the process as smooth as possible.
How can I deposit or withdraw funds into Airwallex Yield?
You can easily top up your Airwallex Yield account by sending HKD, USD, GBP, or EUR from your Airwallex Global Account to your Yield account. If you need to add funds into your Airwallex Global Account, or convert funds into your preferred currency, you can do that via your Airwallex account on your desktop or mobile app.
How long does it take for funds to move in and out of my Airwallex account?
You can expect your deposits into, and withdrawals out of your Airwallex Yield balances to settle within two business days.
How does investing my HKD, USD, GBP, or EUR work?
You can invest your HKD, USD, GBP, or EUR into Yield simply by logging into your Airwallex Yield account, clicking ‘Add Funds’ and selecting HKD, USD, GBP, or EUR funds and the relevant amount to invest. If you need to convert funds into HKD, USD, GBP, or EUR, you can do so via your Airwallex account before making the Yield deposit.