Yield
Start generating competitive returns on your funds
Airwallex Yield, provided by Airwallex Capital, empowers your business to earn competitive returns on your multi-currency balances – no minimum lock-up period required.
Airwallex Capital Hong Kong Limited (CE Number: BUL570) (Airwallex Capital) is regulated by the Securities & Futures Commission of Hong Kong (SFC) to provide asset management services. Yield is a low risk-rated discretionary portfolio management service provided by Airwallex Capital Hong Kong Limited. It is not a savings or deposit product. Investments involve risks and Yield does not provide any guarantee or assurance of returns. Graphic is for illustrative purposes only, and is not indicative of actual and/or future performance so should not be relied upon.
Airwallex Capital Hong Kong Limited (CE Number: BUL570) (Airwallex Capital) is regulated by the Securities & Futures Commission of Hong Kong (SFC) to provide asset management services. Yield is a low risk-rated discretionary portfolio management service provided by Airwallex Capital Hong Kong Limited. It is not a savings or deposit product. Investments involve risks and Yield does not provide any guarantee or assurance of returns. Graphic is for illustrative purposes only, and is not indicative of actual and/or future performance so should not be relied upon.
No lock-up periods required
Easily move funds between your cash balances and Yield account as needed to keep your business growing.
Earn on multiple currencies
Grow your multi-currency balances without having to open multiple accounts.
Start earning daily returns
Open an Airwallex account online and allocate funds to start accruing returns daily.
Keep your balance data in sync
Sync your Yield balances and returns to Xero in real time for faster reconciliation.
Generate competitive returns compared to traditional bank savings deposits
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*Indicative rate is based on the 7-day average historic performance of constituent funds as at 11 May 2026, net of Airwallex fees and assumes subscription to the Accelerate tier at HK$2,499/ month. Click here to learn more about how returns are calculated. Savings deposit rates used for comparison are an average of the big four banks' savings deposit per-annum rates, as at June 2025.
Calculator
Estimate potential returns on your idle funds
Earn daily multi-currency returns on your balances, with no minimum required and no lock-up periods. Rate of return depends on the Airwallex pricing plan your business is on.
| Pricing Plan | 7-Day Annualised Yield (Historical)* | Hypothetical Return P.A.* |
|---|---|---|
| Accelerate | 2.13% p.a. | +5,325 HKD |
| Grow | 2.13% p.a. | +5,325 HKD |
| Explore | 2.13% p.a. | +5,325 HKD |
This calculator illustrates potential returns for the displayed rate for this money market fund, based on an annualized projection of the previous 7 days of performance of the underlying money market funds as of 11 May 2026, net of Airwallex fees. This figure is based on past performance and does not represent an actual one-year return. Investment involves risks. Past performance is not indicative of future results. This calculator is an information tool only and does not constitute financial advice, a recommendation, or a solicitation to transact. It does not take into account your individual financial situation or risk tolerance. You should seek advice from a financial adviser before making any investment decision. In the event that you choose not to seek advice from a financial adviser, you should consider whether the investment is suitable for you.
Get started
Start growing your funds in just a few clicks
Sign up for an Airwallex account and enable Yield
Your Yield account is integrated within the Airwallex app. Move funds as often as you'd like between your cash balances and your Yield account.
Sit back and put your money to work
Returns are accured on a daily basis. Easily track your lifetime earnings across currencies.
Cash out whenever you need
Funds generally settle from your Yield account to your cash balances in two business days.
Security
Keeping your funds safe
Your funds are invested into AAA-rated money market funds, such as the JPMorgan Liquidity Fund. This rating reflects a conservative risk profile, high liquidity, and strategy to invest in short-term, highly-rated securities.
Airwallex Yield: Frequently asked questions
What is Yield?
Airwallex Yield is a new service that allows clients to earn a competitive rate of return on their funds. Yield enables clients to invest HKD, USD, EUR, and GBP into market-leading money-market funds, such as those issued by JPMorgan. Airwallex Yield offers daily liquidity with no restrictions on the withdrawal or adding of funds. Funds generally settle to and from your Yield balances within two business days.
Clients can sign up and invest in just a few steps through their Airwallex account.
Airwallex Yield is a discretionary account management service provided by Airwallex Capital Hong Kong Limited (CE Number: BUL570), which is licensed by the Hong Kong Securities and Futures Commission to provide asset management services. It is not a savings or deposit product. Investments involve risks, and Yield does not provide any guarantee or assurance of returns.
How do I open a Yield account?
Log in to your Airwallex account.
Click the “Get Started” button to create a Yield account.
Review what Yield offers, including potential returns and investment types.
Provide your company’s investment objectives.
Enter your company’s tax details.
Confirm that your KYC documents are up-to-date.
Review and sign the risk disclosure statements and terms and conditions.
Schedule a virtual appointment with a partner CPA to certify your KYC documents.
The Airwallex WebApp will guide you through each step to make the process as smooth as possible.
How can I deposit or withdraw funds into Airwallex Yield?
You can easily top up your Airwallex Yield account by sending HKD, USD, GBP, or EUR from your Airwallex Global Account to your Yield account. If you need to add funds into your Airwallex Global Account, or convert funds into your preferred currency, you can do that via your Airwallex account on your desktop or mobile app.
How long does it take for funds to move in and out of my Airwallex account?
You can expect your deposits into, and withdrawals out of your Airwallex Yield balances to settle within two business days.
How does investing my HKD, USD, GBP, or EUR work?
You can invest your HKD, USD, GBP, or EUR into Yield simply by logging into your Airwallex Yield account, clicking ‘Add Funds’ and selecting HKD, USD, GBP, or EUR funds and the relevant amount to invest. If you need to convert funds into HKD, USD, GBP, or EUR, you can do so via your Airwallex account before making the Yield deposit.