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Business Accounts
The global financial platform built for scaling business.
Run your global operations without the global fees. Open multi-currency accounts, issue corporate cards, and accept international payments—all in one place.
A global business account with no queues, paperwork, or needless fees.
Instantly tap into leading global coverage across currencies and markets, world-class security, fast onboarding, award-winning customer support, and integrations with other popular platforms like Xero, Amazon, and Shopify.
countries where you can collect funds like a local
countries from which you can accept payments
countries to which you can make transfers
92%
global transfers arrive within the same day
Global Money Movement
Our core financial ecosystem.
Business Accounts
Global accounts with local bank details. Hold and send 20+ currencies without high SWIFT fees.
Corporate Cards & Spend
Issue unlimited multi-currency employee debit cards with 0% international transaction fees.
Global Payments
Accept localized payments from customers worldwide with conversion-optimized checkout.
Integrations with your Airwallex Business Account
Connect Airwallex with other popular platforms to streamline your finances and automate manual tasks, from invoicing to bookkeeping.
Business Accounts Features
Scale faster with a truly borderless business account
Traditional banks charge up to 3.5% in hidden foreign exchange markups and wire fees. Airwallex strips away the friction. Set up domestic banking details in the US, UK, EU, and beyond in minutes—no overseas entity required.
- Save up to 80% on global transfer costs compared to traditional banks.
- Enjoy real-time interbank FX rates with a transparent 0.5% markup on major currencies.
- Access 64 currencies and seamlessly move money to 200+ countries using local payment rails.
Start saving on everyday business money transfers with Airwallex
Where possible, payments are made using Airwallex’s local network to eliminate transaction fees and deliver your funds faster. The rate available at the time you book a FX conversion on the Airwallex platform may be different to the rate displayed above. We may charge a mark-up on the conversion plus transfer fees, for example to cover the cost of using the SWIFT network. For more information, please review our Terms and Conditions, Fee Schedule and Country Payout Guide.
How customers use Airwallex Business Accounts
“If you are an eCommerce company looking to expand beyond your locale, you need a solution like Airwallex. ”
Read Dalstrong’s story
"Like many high growth businesses, you’re dealing with multiple currencies. Now, with Airwallex we’re using the one platform to make multiple currency payments."
Read Orbitkey’s story
"Airwallex will save us $150,000 to $180,000 annually in hidden FX markups compared to traditional banking service providers."
Read HJS's story
SECURITY
Keeping your funds safe
We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. Airwallex US, LLC is registered as a Money Service Business (MSB Registration No. 31000217304395) with FinCEN. For more information on how we keep your funds safe, click here.
Frequently asked questions about business accounts
Can you open up a business account online?
Yes, many banks and financial institutions like Airwallex make it possible to apply for and open a business bank account online without visiting a physical bank branch. Some traditional banks may require you to finish your business bank account application at a physical branch like signing final documents, but this requirement is increasingly rare.
What are the requirements for opening a business account?
There are a number of requirements for a business bank account, including an Employer Identification Number (EIN) or social security number if you’re a sole proprietor, proof of business formation like Articles of Incorporation, as well as a license or other government ID.
How much does it cost to open an Airwallex Business Account?
You can open a Business Account completely free of charge by visiting https://www.airwallex.com/us/signup and enrolling in the Explore plan. To enjoy additional features, including access to advanced Spend Management features like multi-conditional approvals and purchase orders, the Grow plan is available for $99 a month.
How does Airwallex keep my business account funds safe?
Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements. We hold your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. For more information on how Airwallex keeps your funds safe.
How quickly can you open a business bank account?
You can open a business bank account within minutes, hours, or multiple business days, depending on the bank you choose and the complexity of your application. Some banks offer instant online account opening, while others may require an in-person branch visit to complete your application. Typically, you can open an Airwallex business account in 1-3 business days with the account application taking about 15 minutes.
How quickly can you open an Airwallex business account?
Typically, you can open an Airwallex business account in 1-3 business days, depending on factors like what your business does and when you apply for an account. It takes about 15 minutes to complete an Airwallex business account application and your account can be approved as quickly as the same day.