---
title: Octopus
showTOC: true
---

![Octopus logo](/assets/payments/local-payment-methods/Octopus_Logo.svg)

<Alert variant="WARNING">
Octopus is currently only available in beta testing program. Please reach out to your Airwallex account manager or support@airwallex.com if you'd like to join the beta; Octopus rounds payments to the nearest 1 decimal place. E.g. if the item is priced at 10.13 HKD, it will be rounded to 10.10 HKD. Similarly for 10.16 HKD, it will be rounded to 10.20 HKD
</Alert>

## Reach Hong Kong shoppers with Octopus

Octopus is a widely used payment method in Hong Kong with the Octopus card across NFC terminals and the Octopus app which enables shoppers to make online payments. By accepting Octopus, you gain access to shoppers in Hong Kong with more than 98% of the population in Hong Kong using Octopus. Octopus will be available for both online and offline payments.


## Payment method properties

| Features     | Octopus |
| ---------- | ---------- |
| Payment type | E-Wallet |
| Available for businesses registered in | HK, SG |
|Activation time for onboarding|2 - 7 days|
| Shopper regions (typically used by payers from) | HK |
| Processing currencies | HKD |
| Settlement currencies | HKD, or in your default settlement currency if your account does not support the above settlement currencies.|
| Settlement schedule | T+1 business day|
| Minimum transaction amount | 0.5 HKD |
| Maximum transaction amount | 30,000 HKD, subject to internet banking limit |
| Session timeout | 10 minutes |
| Recurring Payment | ⛔|
| Full & Partial Refunds | ✅ within 180 days , customers will be notified of their refund on the Octopus App the next day|
| Disputes (chargebacks) | ⛔ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | Your registered business name |
| [Payments for Platforms](/payments-for-platforms/overview) support | ✅ |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
<AwxTable>
  <thead>
    <tr>
       <th>Online payments via your own website/app</th>
       <th>Online payments via ecommerce plugins</th>
       <th>Payment links & Invoice Integrations</th>
    </tr>
  </thead>
  <tbody>
    <tr>
  <td>✅ Hosted Payment Page<br />✅ Drop-in Element<br />✅ Mobile SDK<br />✅ Native API<br />⛔ Subscription APIs</td>
  <td>✅ Shopify<br />⛔ WooCommerce<br />⛔ Shopline<br />⛔ ShopLazza<br />⛔ Magento</td>
  <td>✅ Payment Links<br />⛔ Xero Invoice</td>
</tr>
</tbody>
  </AwxTable>




Features	Octopus
Payment type	E-Wallet
Available for businesses registered in	HK, SG
Activation time for onboarding	2 - 7 days
Shopper regions (typically used by payers from)	HK
Processing currencies	HKD
Settlement currencies	HKD, or in your default settlement currency if your account does not support the above settlement currencies.
Settlement schedule	T+1 business day
Minimum transaction amount	0.5 HKD
Maximum transaction amount	30,000 HKD, subject to internet banking limit
Session timeout	10 minutes
Recurring Payment	⛔
Full & Partial Refunds	✅ within 180 days , customers will be notified of their refund on the Octopus App the next day
Disputes (chargebacks)	⛔
Placing a hold (delayed/manual capture)	⛔
Descriptor (what the payer will see in their transaction history)	Your registered business name
Payments for Platforms support	✅