Borderless Cards
Virtual Card
Pay securely online and on the go with the Airwallex virtual card. Create virtual cards for your employee and business expenses instantly, and spend globally in multiple currencies with no transaction fees.
Virtual Cards
What is an Airwallex virtual card?
The Airwallex virtual card is a digital card that exists on your phone and computer. You can create new virtual cards in an instant and use them immediately. Each card will be linked to your Airwallex account and will come with unique card details. You can create unlimited virtual employee and company cards and use them to spend in multiple currencies from funds in your account. If you don’t have the right currency balance available, your virtual card will auto-convert at Airwallex’s market-leading exchange rates, and you won’t be charged any transaction fees when using your virtual card at home or abroad.
Borderless virtual cards created in a tap
Create new virtual cards for employees and expense channels in seconds. Spend securely online and in-store via digital accounts with no domestic or international transaction fees.
Employee Cards
Create virtual employee cards for purchases like travel, client entertainment, and team offsites
Empower employees to spend globally on the go
Your employees can use their Airwallex virtual card on the move using Apple Pay and Google Pay.
Get full control over spending
Set spend limits for cards, restrict purchases by merchant type if necessary, and freeze or cancel cards instantly.
Gain real-time oversight on employee expenses
Get a full view of employee spending in the Airwallex app. Each card has a clear payment trail, making spend-tracking simple.
Company Cards
Create virtual company cards for expenses such as advertising, software subscriptions, and equipment
Keep track of company spending in one place
Get a real-time overview of corporate spend in the Airwallex app. Assign a virtual company card to each expense category for a simpler way to monitor spending.
Remove unnecessary risk
Set transaction limits for each card to eliminate the risk of accidental overspend. For added security on certain purchases, create single-use virtual cards that expire automatically once payment has been made.
Manage team budgets with transparency
Give multiple team members access to a shared card and get instant oversight on how their budget is being spent.
Expense Management
Expense management made easy
Get more from virtual cards when you activate built-in expense management. Automate your expense management workflows and free your team from the pain of manual reports. Your employees can upload receipts and submit expenses on the go via the Airwallex mobile app, you can design multi-layer approval workflows so expenses are signed off by the right team members, and you can sync expenses with your accounting software so your finance team can close the books faster each month.
Security
The Airwallex virtual card is safe and secure
Reduce the risk of card fraud
A virtual card cannot be lost or stolen, this greatly reduces the risk of card fraud, helping you keep your business safe.
Freeze or cancel virtual cards instantly
If you’re concerned that a card is being misused, or if a card is no longer needed, you can instantly freeze or cancel it in the Airwallex app. You can also create single-use virtual cards for added security.
Manage subscriptions with virtual cards
Pay for expenses such as subscriptions with a virtual card, then freeze or cancel the card when you want to end your subscription to ensure money isn’t taken from your account in error.
See how our customers are finding Airwallex
"Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex’s multi-currency Visa cards for business travel expenses and SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!"
Henson Tsai
Founder, SleekFlow
"Importing the best wine and sake overseas always involve extra costs on transaction fee & FX fee. With Airwallex, we saved 100% of our overseas remittance cost and we could provide the best price for our customers."
Tomy Wu
Co-Founder of MyiCellar
"Airwallex is an innovative fintech platform with a first-class customer support team. They transformed the previously painful process of creating corporate cards and managing business accounts into something simple, convenient, and cost-effective. The onboarding was quick and smooth, the security features exceeded our expectations, and most importantly, it is really easy to use. Airwallex saves a lot of my team's time and the simplicity is genius."
Gavin Black
Interim CEO & Chief Financial Officer, PURE Group
"I’m so thankful that Airwallex exists! In Hong Kong, it's so hard to find financial service providers that are friendly to small businesses. Airwallex allows me to exchange currencies at really great rates, and the interface is very modern and easy to use compared to my bank. We save so much money with Airwallex! In just a few months, we've already saved more than HK$78,000 in unnecessary fees!"
Jennifer Chong
CEO, Linjer
"Airwallex provides us with flexibility and cost savings on our international fund flows. We are using Airwallex to pay international suppliers and are saving up to 90% on transaction fees and FX verses traditional banks - thanks to their competitive exchange rate and low transaction costs."
Kelvin Kan
Founder, Homemakase
"Airwallex's global payment solutions help us to save costs on international transaction fees & FX, fostering our mission to increase access to healthy period care that's better for our bodies and the planet."
Becks Bradley
Marketing and Development Director, LUÜNA naturals
"Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner."
Sarah Chang
Co-founder & COO, Forkast.News
"Airwallex offers both physical and virtual corporate cards tailored to the needs of different staff. Their virtual corporate card can even be set up in just 1 minute. Its features make expense management and approval processes notably easier for us."
Justin Chu
General Manager, K Dollar Program
Company digital card in Hong Kong
Why the Airwallex virtual card is the company digital card in Hong Kong
The Airwallex virtual card is the choice for businesses in Hong Kong because it allows you to spend in multiple currencies with no transaction fees at home or abroad. Your business can save money on international expenses such as software subscriptions, online advertising spend, and overseas travel. Create new virtual employee and company cards in an instant, and get a real-time overview of team spending with built-in expense management.
Frequently asked questions
Is the Airwallex virtual Visa card accepted both online and offline?
The Airwallex virtual business card can be used both online and offline. Just like a physical card, the Airwallex virtual card comes with card details that can be used to pay for things online, and you can also use your virtual card to spend on the move using Apple Pay and Google Pay.
How is Airwallex licensed?
Airwallex (Hong Kong) Ltd is licensed in Hong Kong as a Money Service Operator by the Hong Kong Customs and Excise Department (licence number 16-09-01929). For more information on how Airwallex is licensed and regulated globally, please click here.
Will Airwallex issue a physical card?
Airwallex offers physical as well as virtual employee cards. Once issued, physical cards will arrive in a matter of days. Meanwhile, your employees can use their virtual card instantly. You can also choose to issue a virtual card without receiving a physical card.
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