Virtual Visa Debit Cards for your business

Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.

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Virtual Cards

Borderless virtual Visa cards created in a tap

Empower your team

Create new cards for employees and expense channels in seconds, all within the app.

0% transaction fees

We won’t charge you to use your cards at home or abroad.

Bank-beating FX rate

Minimise FX fees on SaaS subscriptions and other international expenses.

Multi-currency card spending online and on the go

Save on global expenses

Spend with your multi-currency balance and avoid unnecessary conversion fees.

Track spending in real-time

See how budgets are being spent, where and by whom in the app.

Manage your cards online

Create, freeze or cancel employee cards in minutes to protect your business funds.

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Expense management made easy

Virtual visa card transactions reconciled on a mobile device

Cut down office admin

Easily upload receipts for approval, reconcile expenses in one place and get a real-time overview of your spending.

Manage seamless approval workflows

Submit, review, and approve expenses with a click, putting your expense management workflows on autopilot.

Sync with Xero for hassle-free bookkeeping

Seamless Xero integration makes multi-currency bookkeeping a breeze.

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Virtual visa card transactions reconciled on a mobile device

Secure, safe and transparent

You’re in control

Set spending limits at a card level, freeze cards instantly and adjust limits with a tap.

Fully protected

Spend safely online without the risk of card fraud or theft.

Accepted worldwide

Pay with your cards anywhere Visa is accepted.

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See how our customers are finding Airwallex

Airwallex Testimony

“Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex’s multi-currency Visa cards for business travel expenses and SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!"

Henson Tsai

Founder, SleekFlow

Airwallex Testimony

"Importing the best wine and sake overseas always involve extra costs on transaction fee & FX fee. With Airwallex, we saved 100% of our overseas remittance cost and we could provide the best price for our customers."

Tomy Wu

Co-Founder of MyiCellar

Airwallex Testimony

"Airwallex is an innovative fintech platform with a first-class customer support team. They transformed the previously painful process of creating corporate cards and managing business accounts into something simple, convenient, and cost-effective. The onboarding was quick and smooth, the security features exceeded our expectations, and most importantly, it is really easy to use. Airwallex saves a lot of my team's time and the simplicity is genius."

Gavin Black

Interim CEO & Chief Financial Officer, PURE Group

Airwallex Testimony

"I’m so thankful that Airwallex exists! In Hong Kong, it's so hard to find financial service providers that are friendly to small businesses. Airwallex allows me to exchange currencies at really great rates, and the interface is very modern and easy to use compared to my bank. We save so much money with Airwallex! In just a few months, we've already saved more than HKD$78,000 in unnecessary fees!"

Jennifer Chong

CEO, Linjer

Airwallex Testimony

"Airwallex provides us with flexibility and cost savings on our international fund flows. We are using Airwallex to pay international suppliers and are saving up to 90% on transaction fees and FX verses traditional banks - thanks to their competitive exchange rate and low transaction costs."

Kelvin Kan

Founder, Homemakase

Airwallex Testimony

“Airwallex's global payment solutions help us to save costs on international transaction fees & FX, fostering our mission to increase access to healthy period care that's better for our bodies and the planet.

Becks Bradley

Marketing and Development Director, LUÜNA naturals

Airwallex Testimony

“Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner.

Sarah Chang

Co-founder & COO, Forkast.News

Frequently asked questions

What is a virtual Visa card?

A virtual payment card exists digitally on your phone or computer and can be used to pay for expenses. Just like a physical card, virtual cards are linked to an account and have a unique number, as well as an expiry date and security code.

How does a virtual Visa card work?

Virtual Visa cards work in much the same way as a physical Visa card. You also use your virtual card to send money to another account, or pay for subscriptions and other everyday expenses.

Are virtual Visa cards safe?

Virtual Visa cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your account. 

The business account owner can create and delete virtual cards in minutes, and set spending limits on a card-by-card basis. So if a card is misused it can be cut off easily.

You don't need a bank to run your business

Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.

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