Global Treasury: Market & infrastructure coverage
Through Airwallex's embedded finance platform, you may deliver financial capabilities to your customers in a very wide range of markets, leveraging Airwallex's extensive license coverage, market-leading network of financial rails, as well as our localised Operations, Legal and Compliance teams.
Connected accounts coverage
The below markets are the ones where you may onboard connected accounts. Creating connected accounts for your customers is not always required. This will be assessed by Airwallex based on the planned funds flow on your Platform, and other local regulatory constraints.
The connected account country refers to the country of the business's registration address.
Connected account business country | Local AWX entity |
---|---|
Australia | AWX AU |
Hong Kong | AWX HK |
New Zealand | AWX NZ |
Singapore | AWX SG |
Canada | AWX CA |
United States | AWX US |
United Kingdom | AWX UK |
China | AWX HK |
Netherlands | AWX NL |
Lituania | AWX LT |
Malaysia | AWX MY |
Switzerland | AWX UK |
Austria | AWX NL |
Belgium | AWX NL |
Bulgaria | AWX LT |
Cayman Islands | AWX HK |
Croatia | AWX LT |
Cyprus | AWX NL |
Czech Republic | AWX LT |
Denmark | AWX NL |
Estonia | AWX LT |
Finland | AWX NL |
France | AWX NL |
Germany | AWX NL |
Greece | AWX NL |
Hungary | AWX LT |
Iceland | AWX NL |
India | AWX SG |
Indonesia | AWX HK |
Ireland | AWX NL |
Israel | AWX UK |
Italy | AWX NL |
Republic of Korea | AWX HK |
Latvia | AWX LT |
Liechtenstein | AWX NL |
Luxembourg | AWX NL |
Macao (China) | AWX HK |
Malta | AWX NL |
Marshall Islands | AWX HK |
Mexico | AWX US |
Norway | AWX NL |
Philippines | AWX SG |
Poland | AWX LT |
Portugal | AWX NL |
Puerto Rico | AWX HK |
Romania | AWX LT |
Seychelles | AWX HK |
Slovakia | AWX LT |
Slovenia | AWX LT |
Spain | AWX NL |
Sweden | AWX NL |
Taiwan (China) | AWX HK |
Thailand | AWX SG |
Virgin Islands (British) | AWX HK |
Virgin Islands (U.S) | AWX HK |
Vietnam | AWX HK |
(Last updated June 30, 2025) |
Global Accounts coverage
You can create Global Accounts in the following regions and currencies, and receive bank transfers via local payment methods and/or SWIFT. You can also use Global Accounts to authorize direct debit payouts to recipients of your choice. Please refer to the table below:
Region | Currency | Receive Bank Transfers via Local Payment Methods | Receive Bank Transfers via SWIFT | Payout via Direct Debit |
---|---|---|---|---|
Australia | AUD | Bank Transfer | No | BECS |
Canada | CAD | EFT, Interac e-Transfer | No | EFT |
Denmark* | DKK, EUR, AUD, AED, CAD, CHF, CNY, CZK, GBP, HKD, HUF, ILS, JPY, MXN, NOK, NZD, PLN, RON, SEK, SGD, USD, ZAR | DKK: Intradagclearing, RTGS (KRONOS2); EUR: SEPA Instant, SEPA | Yes | - |
Estonia | EUR | SEPA Instant, SEPA | No | - |
Germany | EUR | SEPA Instant, SEPA | No | - |
Hong Kong SAR | CNY, EUR, HKD, USD, AUD, GBP, JPY, SGD, CHF, CAD, NZD | CNY/HKD: ACH, RTGS, FPS; EUR/USD: RTGS | Yes | - |
Indonesia | IDR | RTGS, SKN, BI-FAST | No | - |
Israel | ILS | Faster Payments, MASAV, ZAHAV | No | - |
Mexico | MXN | SPEI | No | - |
Netherlands* | EUR | SEPA Instant, SEPA | No | SEPA Direct Debit Core |
New Zealand | NZD | Direct Credit | No | - |
Poland* | PLN | Elixir, Express Elixir, RTGS (SORBNET) | No | - |
Singapore | SGD, USD, AUD, CAD, CHF, CNY, EUR, GBP, HKD, JPY, NOK, NZD, SEK | SGD: GIRO, MEPS, FAST | Yes | - |
United Arab Emirates* | AED | IPI, RTGS | No | - |
United Kingdom | GBP | Faster Payments, BACS, CHAPS | Yes | BACS |
United States | USD | ACH, Fedwire, Fednow*, RTP* | Yes | ACH |
(Updated on Mar 18, 2025) |
*Note:
- Denmark: Not available to customers of Airwallex Lithuania, UAB
- Poland: Only available to customers of Airwallex (UK) Ltd and Airwallex (Netherlands) B.V.
- United Arab Emirates: Not available to customers based in UAE
- Netherlands: Not available to HK/CN-domiciled customers of Airwallex Hong Kong
- United States: FedNow and RTP are available only for eligible customers, subject to approval
Linked Accounts coverage
Based on your registered region of operations, you can set up external local bank accounts as Linked Accounts for two purposes:
- Add funds to your Wallet via direct debit from your external bank account in supported regions and currencies
- Fulfill compliance requirements in order to receive and payout funds under certain circumstances
Please refer to the table below for supported bank account locations and currencies in your region, and whether adding funds via direct debits is available:
Your Region | Bank account region | Bank account currency | Direct Debit |
---|---|---|---|
Australia | Australia | AUD | Yes |
Canada | Canada | CAD | Yes |
Europe | Europe (SEPA region only) | EUR | Yes |
Hong Kong SAR | Hong Kong SAR | EUR, USD, AUD, GBP, JPY, SGD, CHF, CAD, NZD | No |
Hong Kong SAR | Hong Kong SAR | HKD, CNY | Yes |
Singapore | Singapore | SGD | Yes |
United Kingdom | United Kingdom | GBP | Yes |
United States | United States | USD | Yes (Business bank accounts only) |
(Updated on Jan 27, 2025) |
Payouts coverage
Airwallex currently supports local and SWIFT payouts over 200 countries/regions and over 90 currencies, and continues to expand its coverage. By connecting to local clearing systems in over 110 countries and regions, Airwallex offers local payouts which are faster and more cost-effective in comparison to SWIFT.
By clicking on the country names or the subpages on the left menu, you can find the country-specific guides which provide an overview of payout capabilities, specific bank detail requirements and other key considerations. For the full request requirements of each payout scenario, see our dynamic schema API.
Local payout coverage
For an overview of Airwallex's local payout coverage, see table below:
Countries/regions | Supported currencies | Local Payouts | Instant Payouts |
---|---|---|---|
APAC | |||
Australia | AUD | Yes | Yes |
Bangladesh | BDT | Yes | |
China | CNY | Yes | Yes |
Hong Kong SAR | HKD / CNY / USD | Yes | Yes |
India | INR | Yes | Yes |
Indonesia | IDR | Yes | Yes |
Japan | JPY | Yes | Yes |
Korea, Republic of (South Korea) | KRW | Yes | Yes |
Malaysia | MYR | Yes | Yes |
Nepal | NPR | Yes | |
New Zealand | NZD | Yes | |
Pakistan | PKR | Yes | |
Philippines | PHP | Yes | Yes |
Singapore | SGD | Yes | Yes |
Sri Lanka | LKR | Yes | |
Thailand | THB | Yes | Yes |
Turkey | TRY | Yes | |
Viet Nam | VND | Yes | |
Middle East | |||
Bahrain | BHD | Yes | |
Israel | ILS | Yes | |
United Arab Emirates | AED | Yes | |
Europe | |||
Austria | EUR | Yes | Yes |
Belgium | EUR | Yes | Yes |
Bulgaria | BGN / EUR | Yes | Yes (EUR only) |
Croatia | EUR | Yes | Yes |
Cyprus | EUR | Yes | Yes |
Czech Republic | CZK / EUR | Yes | Yes (EUR only) |
Denmark | DKK / EUR | Yes | Yes |
Estonia | EUR | Yes | Yes |
Finland* | EUR | Yes | Yes |
France* | EUR | Yes | Yes |
Germany | EUR | Yes | Yes |
Greece | EUR | Yes | Yes |
Hungary | HUF / EUR | Yes | Yes (EUR only) |
Iceland | EUR | Yes | Yes |
Ireland | EUR | Yes | Yes |
Italy | EUR | Yes | Yes |
Latvia | EUR | Yes | Yes |
Liechtenstein | EUR | Yes | Yes |
Lithuania | EUR | Yes | Yes |
Luxembourg | EUR | Yes | Yes |
Malta | EUR | Yes | Yes |
Martinique | EUR | Yes | Yes |
Mayotte | EUR | Yes | Yes |
Monaco | EUR | Yes | Yes |
Netherlands | EUR | Yes | Yes |
Norway | NOK / EUR | Yes | Yes (EUR only) |
Poland | PLN / EUR | Yes | Yes (EUR only) |
Portugal* | EUR | Yes | Yes |
Romania | RON / EUR | Yes | Yes (EUR only) |
Saint Pierre and Miquelon | EUR | Yes | Yes |
San Marino | EUR | Yes | Yes |
Slovakia | EUR | Yes | Yes |
Slovenia | EUR | Yes | Yes |
Spain* | EUR | Yes | Yes |
Sweden | SEK / EUR | Yes | Yes (EUR only) |
Switzerland | CHF / EUR | Yes | Yes |
United Kingdom* | GBP / EUR | Yes | Yes |
Americas | |||
Argentina | ARS | Yes | |
Bolivia | BOB | Yes | |
Brazil | BRL | Yes | |
Canada | CAD | Yes | Yes |
Chile | CLP | Yes | |
Colombia | COP | Yes | |
Mexico | MXN | Yes | |
Peru | PEN | Yes | |
Paraguay | PYG | Yes | |
United States | USD | Yes | |
Uruguay | UYU | Yes | |
Africa | |||
Angola | AOA | Yes | |
Benin | XOF | Yes | |
Botswana | BWP | Yes | |
Burkina Faso** | XOF | Yes | |
Cameroon** | XAF | Yes | |
Central African Republic** | XAF | Yes | |
Chad** | XAF | Yes | |
Côte d'Ivoire | XOF | Yes | |
Egypt | EGP | Yes | |
Equatorial Guinea** | XAF | Yes | |
Gabon** | XAF | Yes | |
Gambia | GMD | Yes | |
Guinea-Bissau** | XOF | Yes | |
Kenya | KES | Yes | |
Lesotho | LSL | Yes | |
Madagascar** | MGA | Yes | |
Malawi | MWK | Yes | |
Morocco | MAD | Yes | |
Namibia | NAD | Yes | |
Niger | XOF | Yes | |
Nigeria** | NGN | Yes | |
Republic of the Congo** | XAF | Yes | |
Rwanda | RWF | Yes | |
Senegal** | XOF | Yes | |
Togo | XOF | Yes | |
Zambia | ZMW | Yes |
Note
* Local payout coverage in these countries also include the following regions/territories:
- Finland: Including Åland Islands
- France: Including French Guiana, Guadeloupe, Réunion, Saint Barthélemy and Saint Martin (French part)
- Portugal: Including Azores and Madeira
- Spain: Including Canary Islands
- United Kingdom: Including Gibraltar, Guernsey, Isle of Man and Jersey
** Payouts to these countries may be subject to restrictions or additional compliance review.
SWIFT payout coverage
Airwallex supports SWIFT payouts over 60 currencies* and over 200 countries/regions. For an overview of Airwallex's SWIFT payout coverage, see the table below:
Note:
* SWIFT currencies with country limitations:
- CNY: Onshore CNY is supported for paying into China only
- AED, ALL, AMD, AZN, BAM, BBD, BHD, BOB, BSD, BZD, CLP, CRC, DOP, DZD, FJD, GEL, GHS, GTQ, GYD, HNL, ISK, JMD, JOD, KGS, KWD, KZT, MUR, MXN, NIO, NPR, OMR, PKR, QAR, RSD, SAR, SCR, TND, TTD, TZS: these currencies are supported for paying into their respective local jurisdictions only
** Payouts to these countries may be subject to restrictions or additional compliance review.
*** Ukraine: Payouts may be subject to restrictions or additional compliance review. Certain regions of Ukraine may be not supported due to international sanctions.
FX coverage
Airwallex currently has the capability to transact in nearly 1,000 currency pairs across 64 currencies - a capability that is constantly improving. Some of the pairs are freely traded which means we are able to price and execute on both sides of the trade, whereas pairs that contain a currency with additional constraints are considered exotic currency pairs.
You can use supported currencies API to get a list of currencies you can buy or sell.
Buy and sell amounts are rounded to the nearest unit based on a currency's decimals defined by ISO 4217 .
The current list of currencies we support include:
Currency Code | Country | Buy | Sell | Pure Conversion (Hold in Wallet) | Convert + Payout |
---|---|---|---|---|---|
AUD | Australia | ✔ | ✔ | ✔ | ✔ |
CNY | China | ✔ | ✔ | ✔ | ✔ |
USD | United States | ✔ | ✔ | ✔ | ✔ |
HKD | Hong Kong | ✔ | ✔ | ✔ | ✔ |
EUR | Eurozone | ✔ | ✔ | ✔ | ✔ |
GBP | United Kingdom | ✔ | ✔ | ✔ | ✔ |
CAD | Canada | ✔ | ✔ | ✔ | ✔ |
SGD | Singapore | ✔ | ✔ | ✔ | ✔ |
CHF | Switzerland | ✔ | ✔ | ✔ | ✔ |
NZD | New Zealand | ✔ | ✔ | ✔ | ✔ |
JPY | Japan | ✔ | ✔ | ✔ | ✔ |
THB | Thailand | ✔ | ✔ | ✔ | ✔ |
KRW | Korea, Republic of | ✔ | ✔ | ✔ | ✔ |
PHP | Philippines | ✔ | ✔ | ✔ | ✔ |
VND | Vietnam | ✔ | ✔ | ✔ | ✔ |
MYR | Malaysia | ✔ | ✔* (MY customers only) | ✔* (MY customers only) | ✔ |
IDR | Indonesia | ✔ | ✔* (CN & HK customers only) | ✔ | |
BDT | Bangladesh | ✔ | ✔ | ||
FJD | Fiji | ✔ | ✔ | ||
KGS | Kyrgyzstan | ✔ | ✔ | ||
KZT | Kazakhstan | ✔ | ✔ | ||
LKR | Sri Lanka | ✔ | ✔ | ||
NPR | Nepal | ✔ | ✔ | ||
PKR | Pakistan | ✔ | ✔ | ||
INR | India | ✔ | ✔ | ||
DKK | Denmark | ✔ | ✔ | ✔ | ✔ |
NOK | Norway | ✔ | ✔ | ✔ | ✔ |
SEK | Sweden | ✔ | ✔ | ✔ | ✔ |
ISK | Iceland | ✔ | ✔ | ||
HUF | Hungary | ✔ | ✔ | ✔ | ✔ |
PLN | Poland | ✔ | ✔ | ✔ | ✔ |
RON | Romania | ✔ | ✔ | ✔ | ✔ |
CZK | Czech Republic | ✔ | ✔ | ✔ | ✔ |
ALL | Albania | ✔ | ✔ | ||
AMD | Armenia | ✔ | ✔ | ||
AZN | Azerbaijan | ✔ | ✔ | ||
BAM | Bosnia and Herzegovina | ✔ | ✔ | ||
BGN | Bulgaria | ✔ | ✔ | ||
GEL | Georgia | ✔ | ✔ | ||
RSD | Serbia | ✔ | ✔ | ||
TRY | Turkey | ✔ | ✔ | ||
ILS | Israel | ✔ | ✔ | ✔ | ✔ |
AED | United Arab Emirates | ✔ | ✔* | ✔* (Excluding customers in UAE) | ✔ |
BHD | Bahrain | ✔* (CN & HK customers only) | ✔ | ||
JOD | Jordan | ✔ | ✔ | ||
KWD | Kuwait | ✔ | ✔ | ||
OMR | Oman | ✔ | ✔ | ||
QAR | Qatar | ✔ | ✔ | ||
SAR | Saudi Arabia | ✔ | ✔ | ||
ZAR | South Africa | ✔ | ✔ | ✔ | ✔ |
AOA | Angola | ✔ | ✔ | ||
BWP | Botswana | ✔ | ✔ | ||
DZD | Algeria | ✔ | ✔ | ||
EGP | Egypt | ✔ | ✔ | ||
GHS | Ghana | ✔ | ✔ | ||
GMD | Gambia | ✔ | ✔ | ||
KES | Kenya | ✔ | ✔ | ||
LSL | Lesotho | ✔ | ✔ | ||
MAD | Morocco | ✔ | ✔ | ||
MGA | Madagascar | ✔ | ✔ | ||
MUR | Mauritius | ✔ | ✔ | ||
MWK | Malawi | ✔ | ✔ | ||
NAD | Namibia | ✔ | ✔ | ||
NGN | Nigeria | ✔ | ✔ | ||
RWF | Rwanda | ✔ | ✔ | ||
SCR | Seychelles | ✔ | ✔ | ||
TND | Tunisia | ✔ | ✔ | ||
TZS | Tanzania | ✔ | ✔ | ||
XAF | Equatorial Guinea | ✔ | ✔ | ||
XOF | West Africa | ✔ | ✔ | ||
ZMW | Zambia | ✔ | ✔ | ||
MXN | Mexico | ✔ | ✔ | ✔ | ✔ |
BRL | Brazil | ✔ | ✔ | ✔ | ✔ |
ARS | Argentina | ✔ | ✔ | ||
BBD | Barbados | ✔ | ✔ | ||
BOB | Bolivia | ✔ | ✔ | ||
BSD | Bahamas | ✔ | ✔ | ||
BZD | Belize | ✔ | ✔ | ||
CLP | Chile | ✔ | ✔ | ||
COP | Colombia | ✔ | ✔ | ||
CRC | Costa Rica | ✔ | ✔ | ||
DOP | Dominican Republic | ✔ | ✔ | ||
GTQ | Guatemala | ✔ | ✔ | ||
GYD | Guyana | ✔ | ✔ | ||
HNL | Honduras | ✔ | ✔ | ||
JMD | Jamaica | ✔ | ✔ | ||
NIO | Nicaragua | ✔ | ✔ | ||
PEN | Peru | ✔ | ✔ | ||
PYG | Paraguay | ✔ | ✔ | ||
TTD | Trinidad and Tobago | ✔ | ✔ | ||
UYU | Uruguay | ✔ | ✔ |