Terms & Policies

Country or region
NZNew Zealand

Fee Schedule

Last updated: 28 March 2024

The following fees and charges apply with respect to customers of Airwallex (New Zealand) Limited.

FX Conversion Services, Payment Services and Collection Services

You can access further details on our Financial Services Guide (FSG) and Product Disclosure Statement (PDS) from our website at www.airwallex.com.

DescriptionStandard Fee (NZD)
FX Conversions[1]
Customer Mark-Up / Margin (AUD, USD, HKD, CNY, JPY, EUR, GBP, CAD, CHF, SGD)0.50%
Customer Mark-Up / Margin (MYR, IDR, KRW, PHP, THB, VND, INR, NPR, PKR, BDT, TRY, LKR)1.00%
Customer Mark-Up / Margin (Other Currencies)1.00%
Auto Conversion Fee0.50%
Global Account Creation Fee$0
Global Account Receiving Funds Fee$0
Local Payment Fee (incl. BPAY and FPS)$0
SWIFT (SHA) Payment Fee (incl. RTGS and FedWire)[2]$15 per payment
SWIFT (OUR) Payment Fee[3]$35 per payment
Other Fees & Charges
Account Opening Fee$0
Monthly Account Fee$0
Break CostsVaries. See PDS for example
API Integration Set Up FeeTo be advised.

Effective 29 April 2024: For FX Conversions in Major Currencies that are required as a result of amendments or cancellations, the above FX margin will apply. For currencies other than the Major Currencies (which cannot be held in the Wallet), the FX margin applied to the original conversion will be used.

[1] The customer mark-up / margin will be included as the FX Exchange Rate that is used to convert one currency for another currency. If any currency is not listed, it will be treated as an “other currency”.

[2] SHA: Both the client (sender) and beneficiary will pay fees to the sending bank i.e. fees for the outgoing transfer. Beneficiary will receive the amount transferred less the intermediary banks' fees.

[3] OUR: The client pays for the wire transfer fees charged by intermediary banks.


DescriptionStandard Fee (NZD)
Employee Cards$15.00 per active Employee Cardholder[4] per calendar month
[4] An Employee Cardholder is active if they have been verified and has an Employee Card that has not been cancelled or has not expired during the relevant month.

Additional notes:
The above fees (as applicable) will be deducted from your Wallet on a monthly basis, and pro-rated based on the total number of active Employee Cardholders linked to your Airwallex account during the relevant month. By way of example, if you have one active Employee Cardholder for ten days in a 30-day month, then we will deduct $5.00 from your Wallet in the following month. All fees set out above are GST exclusive.

If you have any questions about the fees deducted from your Airwallex Wallet, please contact us and we can help clarify any questions. For more information on billing, please see our Expenses FAQs.
Cookies on the Airwallex website

We use cookies to give you a better experience on our website. If you continue without changing your settings, we’ll assume that you are happy to receive cookies. However, if you would like to, you can change your cookie settings at any time here