Checkout

The low-code checkout payment solution that drives higher conversions at lower fees

Drive higher conversions with multiple payment methods and currencies while saving on processing fees with Airwallex’s checkout solution.

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Accept payments from global customers (160+ Methods)

Convert more customers with local pricing and 160+ preferred payment methods across 180+ countries.

Boost conversion and acceptance rates

Airwallex’s machine learning powered optimisation engine, 3DS logic, and local acquiring improve global acceptance rates.

Eliminate costly FX fees with like-for-like settlement

Save on FX fees by settling in the same currency customers pay; no hidden FX conversion costs

Reduce chargebacks with built-in fraud prevention

Cut chargebacks with AI-powered fraud detection engine that blocks suspicious transactions

Low-code checkout solutions to accept payments quickly

Add new payment methods without code changes, maintain the look and feel of your website, and avoid hours spent on PCI compliance.

Conversion Optimisation

Boost conversion and acceptance rates across markets with out-of-the-box optimisations

Make it easier for customers to pay

Localise your payment checkout experience and tailor them individual customers

  • Automatically show available local payment methods
  • Display checkout page in the customer's local language
  • Present prices in local currencies or convert currency based on location
  • Leverage responsive design and browser-based autofill
  • Pay in one click with saved payment details

Strengthen trust with customers during the checkout flow

Display your brand and verify card details to enhance customer confidence

  • Brand your checkout with your colours to maintain look and feel
  • Identify card brand and validate card number for instant feedback
  • PCI DSS, SOC1, and SOC2 compliant

Reduce failed payments

Improve acceptance rates with Airwallex's out-of-the-box payment success optimisations

  • Benefit from machine learning optimisation - ISO alterations, smart MCCs, and automatic retries
  • Leverage Airwallex’s smart 3DS engine to determine when 3DS should be used
  • Display descriptive error messages to encourage customers to retry payments

Make it easier for customers to pay

Localise your payment checkout experience and tailor them individual customers

  • Automatically show available local payment methods
  • Display checkout page in the customer's local language
  • Present prices in local currencies or convert currency based on location
  • Leverage responsive design and browser-based autofill
  • Pay in one click with saved payment details

Strengthen trust with customers during the checkout flow

Display your brand and verify card details to enhance customer confidence

  • Brand your checkout with your colours to maintain look and feel
  • Identify card brand and validate card number for instant feedback
  • PCI DSS, SOC1, and SOC2 compliant

Reduce failed payments

Improve acceptance rates with Airwallex's out-of-the-box payment success optimisations

  • Benefit from machine learning optimisation - ISO alterations, smart MCCs, and automatic retries
  • Leverage Airwallex’s smart 3DS engine to determine when 3DS should be used
  • Display descriptive error messages to encourage customers to retry payments

Global payments

Scale globally with our robust checkout solution

Global and local payment methods

Offer your customers their preferred local payment methods, across 160+ options worldwide.

Location based automatic currency conversion

Boost conversions by showing prices in customers' local currency with relevant payment methods by location

Multi-currency transfers

Use the funds you settle into your multi-currency wallet to pay out to suppliers using Airwallex’s global payout network or corporate cards.

Use Cases

Tailor your checkout experience to your business model

  • One-time payments
  • Saved payment details for recurring purchases
  • Subscriptions and trials
  • Platform and marketplace payments

Fraud Prevention

Safeguard your global revenue

Airwallex's fraud engine is fully integrated into our Payments platform, and helps you stop fraud before it occurs. It leverages our own models combined with external data sources to discern fraudulent transactions from legitimate ones.

Smart 3DS optimisation

Maximise global acceptance while staying compliant with local regulations. Our 3DS engine automatically picks the best strategy based on transaction risk, applicable regulatory exemptions, and policies.

AI-powered fraud engine

Our fraud engine uses AI trained on millions of transactions to detect and prevent fraud. This leads to higher payment success rates and lower fraud rates, protecting your business’s revenue.

Highest security standards

Airwallex meets the highest international security standards including PCI DSS, SOC1, and SOC2 compliance, in addition to our local regulatory requirements.

Processing Fees

Competitive Pricing - Avoid Unnecessary Fees

Save on costly processing fees

Enjoy competitive processing fees on both domestic and foreign transactions.

Like-for-like settlement

Avoid unnecessary currency conversion fees when you receive funds in the same currency that your customers pay in.

Frequently asked questions: Airwallex Checkout

How do I get started with Airwallex Checkout in New Zealand?

Sign up for a free Airwallex Business Account online and upload your New Zealand business documentation for verification. Once approved, you can activate "Payments" in your dashboard and choose between a pre-built drop-in element, a hosted payment page, or a custom API integration to start accepting global payments.

What are the requirements to use Airwallex Checkout in New Zealand?

To use Airwallex Checkout in New Zealand, you must have a registered business with an active NZBN and a live website that clearly displays your products, pricing, and refund policies. Your business must pass mandatory KYC/KYB verification and fall within our supported industry categories as outlined in the Acceptable Use Policy. Certain payment methods may require specific onboarding documentation to ensure compliance with global card schemes.

Is there a setup fee or monthly minimum for Airwallex Checkout?

No, Airwallex Checkout does not charge setup fees, monthly account fees, or require a minimum transaction volume. The checkout is a feature of the Airwallex Global Account, which has three account tiers starting from NZ$0 a month.

What payment methods does Airwallex Checkout support in New Zealand?

Airwallex supports major global card schemes like Visa, Mastercard, and American Express, along with digital wallets such as Apple Pay and Google Pay. You can also offer 160+ local payment methods, including Alipay, WeChat Pay, and various popular European bank transfer options.

How fast are payouts from Airwallex Checkout?

Airwallex Checkout typically offers a T+2 or T+3 settlement cycle, ensuring Kiwi businesses access their funds quickly. You can also take advantage of "like-for-like" settlement, allowing you to receive and hold funds in NZD or 10+ other major currencies without forced conversion fees.

Does Airwallex Checkout support subscriptions or recurring payments?

Yes, Airwallex Checkout supports recurring payments and subscription-based business models via its robust Subscription API. This allows New Zealand businesses to automate billing cycles, manage customer payment schedules, and securely store card details for future transactions.

How can I use APIs with the Airwallex Checkout?

Airwallex offers modular, developer-friendly APIs that allow Kiwi businesses to build a fully white-labeled checkout experience or embed global payment capabilities directly into their platform. You can use our APIs and pre-built Elements to securely accept 160+ payment methods while maintaining complete control over your site's branding and user interface. For marketplaces, these APIs also support automated merchant onboarding and complex split-payment workflows to streamline your financial operations.

Are there currency conversion fees?

Airwallex allows you to avoid high FX fees by settling in the same currency your customer pays in (like-for-like) across 20+ major currencies. If you do need to convert funds, Airwallex provides access to competitive interbank rates with a transparent margin of 0.5–1%, which is significantly lower than Kiwi banks.

Create an Airwallex account today