Sign up for your first $100,000 of foreign exchange free

That's $0 fees and 0% margin on your first $100,000 HKD in FX conversions (or equivalent)*.

*Use the above button to activate the promo. The FX fee and margin waiver will expire on the earlier of 1 month from the approval of your Airwallex account or $100,000 HKD equivalent of FX currency conversions is reached. Note, payments made via the SWIFT network will incur a payment fee from $15 USD. See promotional terms here

We're not a bank, we're better.

No monthly fees

No monthly fees for local and foreign currency business accounts.

Save on transaction fees

Save on FX when paying international suppliers or collecting from overseas.

Xero integration

Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date.

Get started in minutes

Avoid lengthy queues and excessive paperwork. Open an account through our online platform.

Transfers

Transfer funds across the globe, without excessive fees

HK business account sending payments in multiple currencies

Spend less on FX fees and more on growth

Get access to our interbank rate when exchanging currencies. You always get our best FX rates, no matter the amount.

Global coverage

Transfer funds in 34+ currencies into over 130 countries and counting.

Global payroll solution

Send thousands of payments in minutes directly to multiple international bank accounts, hassle-free.

Make payments Learn more

Global Accounts

Reach new markets with foreign currency accounts

Open currency accounts in EUR, USD, AUD, GBP & HKD within minutes

Invoice and accept payments from overseas customers in their preferred currency.

Integrate with online stores

Easily connect your currency accounts with popular platforms like eBay, Shopify and PayPal.

Direct settlement in foreign currency

Pay out in the same currency, or convert and bring your money back with outstanding FX rates.

Open a Global Account Learn more

Virtual Cards

Save time and money, so you can focus on growth

Mobile phone showing virtual visa card numbers on a screen

Create employee cards instantly online

Instantly create and activate virtual employee cards virtual cards so you can make necessary purchases right away with Apple Pay.

Save on ads spend & SaaS subscriptions in foreign currencies

Stop paying hidden bank fees & reinvest the additional 3% international transaction fees into growth.

Empower teams to make purchasing decisions, no matter their location

Grant each department their own Visa card so they can buy the supplies they need to get the job done.

Get started Learn more

For a list of compatible Apple Pay devices, see here. Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iPad, iPhone and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Xero Integration

Make bookkeeping a breeze

Seamlessly integrate your Airwallex account with Xero for easy payment reconciliation.

Quick and easy integration

Link your Airwallex and Xero accounts in just a few clicks.

Multi-currency transaction syncing

Sync your multi-currency Airwallex transactions to Xero, including who made the transaction and where.

Syncs hourly

Ensure your Xero transaction records are up to date for your accountant or bookkeeper.

Get started Learn more

API PRODUCTS

Move your business forward with our complete financial technology toolkit

Streamline your global financial operations with our best-in-class APIs.

Find out more

See how our customers are finding Airwallex

"Airwallex is an innovative fintech platform with a first-class customer support team. They transformed the previously painful process of creating corporate cards and managing business accounts into something simple, convenient, and cost-effective. The onboarding was quick and smooth, the security features exceeded our expectations, and most importantly, it is really easy to use. Airwallex saves a lot of my team's time and the simplicity is genius."
Gavin Black
Interim CEO & Chief Financial Officer, PURE Group
"I’m so thankful that Airwallex exists! In Hong Kong, it's so hard to find financial service providers that are friendly to small businesses. Airwallex allows me to exchange currencies at really great rates, and the interface is very modern and easy to use compared to my bank. We save so much money with Airwallex! In just a few months, we've already saved more than HKD$78,000 in unnecessary fees!"
Jennifer Chong
CEO, Linjer
"Airwallex has been a game changer for all our banking needs. As a fast-growing startup, we need a scalable yet cost-efficient batch payment solution to pay our employees and vendors both inside and outside Hong Kong. Airwallex helps us to save money on every bank transfer with their near-zero transaction fee and market-beating FX rates. We also use Airwallex's multi-currency virtual Visa cards for all our SaaS subscriptions to avoid hidden bank fees that would otherwise have been difficult to spot. Would highly recommend other startups to get started with Airwallex!
Henson Tsai
Founder, SleekFlow
“Airwallex provides us with flexibility and cost savings on our international fund flows. We are using Airwallex to pay international suppliers and are saving up to 90% on transaction fees and FX verses traditional banks - thanks to their competitive exchange rate and low transaction costs.
Kelvin Kan
Founder, Homemakase
“Airwallex's global payment solutions help us to save costs on international transaction fees & FX, fostering our mission to increase access to healthy period care that's better for our bodies and the planet.
Becks Bradley
Marketing and Development Director, LUÜNA naturals
“Airwallex has been great for our team - it makes payments and transfers so much easier, and has saved us significant amounts of time compared to what we were doing before with HSBC. Airwallex's platform is easy to use and very intuitive. Airwallex virtual card has solved most of our painpoints with sharing corporate card numbers and credit card limits. The best part is being able to save money on all our monthly bank transfers, and we've already saved thousands of dollars by using Airwallex. Airwallex's support has also been highly responsive to troubleshoot any issues in a timely manner.
Sarah Chang
Co-founder & COO, Forkast.News

Security is at our core

Protected

Your money is held securely in a ring-fenced account. You can access your funds whenever you like as they're never invested or lent to anyone else.

Authenticated

Your data is stored and protected behind multiple layers of authentication. Two factor authentication is enabled on your account for added security.

Secure

Our security systems and procedures are based on the highest international standards including PCI Level 1 compliance.

Compliant

Airwallex is regulated by the Customs & Excise Department and holds a Money Service Operators license (MSO License No. 16-09-01929).

You don't need a bank to run your business

Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.

Get started for free

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