Business Accounts
Open a business account online for global growth
One Business Account to collect, convert, and send funds globally. Manage multi-currency balances and high-speed transfers from a single platform.
A global business account without the queues, paperwork, or hidden fees
Instantly tap into leading global coverage across currencies and markets, world class security, fast onboarding, award winning customer support, and integrations with other popular platforms like Xero, Amazon, and Shopify.
countries where you can open local currency accounts
countries from which you can accept payments
countries to which you can make transfers
93%
global transfers arrive within the same day
Simplify international payments and finance with Airwallex Business Accounts
Global Accounts
FX & Transfers
Corporate Cards
Software Integrations
Global Accounts
FX & Transfers
Corporate Cards
Software Integrations
Global Money Movement
Accelerate global money movement for your business
Manage all your funds centrally
Accept funds from both domestic and international customers without spending hours setting up additional entities and accounts.
Convert funds at market-leading, interbank FX rates
You’ll always have access to interbank rates no matter the transaction size, saving you on costly FX conversions fees.
Pay suppliers and employees globally, without the wait time or extra fees
Transfer funds in 60+ currencies to 200+ countries, 93% of funds arrive within the same day.
Corporate Cards
One corporate card solution for your global spend needs
Simplify purchases for your team
Issue company cards for shared team expenses like software subscriptions and employee cards for individual expenses such as T&E.
Control spend across departments
Set card controls to limit spend at the card level, ensuring your team is never over budget.
Save on international fees
Pay zero fees on international purchases and spend FX-free directly from your multi-currency account.
Integrations with your Airwallex Business Account
Connect Airwallex with other popular platforms to streamline your finances and automate manual tasks, from invoicing to bookkeeping.
Love, Bonito partners with Airwallex to expand its global footprint
"Not only does Airwallex save the team time, it also saves us money – it’s a win-win."
Read McLaren Racing's story
"With Airwallex, we’re able to solve the operational problems, and focus on growing our business."
Read Jakewell's story
"Since using Airwallex, we no longer worry about extra fees charged by other providers."
Read Endowus' story
SECURITY
Keeping your funds safe
We manage your money with leading global financial institutions. Your funds are always safeguarded in line with the local regulations where Airwallex operates. Airwallex is regulated by the Customs & Excise Department and holds a Money Service Operators license (MSO License No. 16-09-01929). For more information on how we keep your funds safe, click here.
Frequently asked questions about business accounts
How long does it usually take to open a Business Account in Hong Kong? Can the application process be completed online?
In Hong Kong, opening a Business Account via traditional methods often requires in-person visits, and can take weeks to process. With Airwallex, you can open a Business Account entirely online. Simply submit your application and upload documents online – no queues or appointments needed – for a significantly faster and more convenient experience.
What are the key benefits of an Airwallex Business Account? Which business types is it best suited for?
Airwallex Business Account is an all-in-one financial account combining multi-currency account management, competitive FX rates, and global transfers. We help businesses reduce cross-border transaction costs and simplify financial workflows. It is ideal for companies that transact globally, including Hong Kong startups and SMEs, eCommerce sellers, trading and logistics firms, professional services, and overseas entities with a presence in Hong Kong.
Does an Airwallex Business Account require a minimum balance? Are there other charges?
Airwallex does not charge an account opening fee and has no minimum balance requirement. Customers pay transparent, transaction‑based charges for services such as currency conversions and transfer fees. For more details, refer to the Hong Kong pricing page.
How to open a Business Account in Hong Kong? What documents are required for SMEs and startups?
To open a Business Account in Hong Kong, SMEs and startups generally need to provide company registration documents, including a valid Business Registration Certificate (BR), Certificate of Incorporation (CI), and Articles of Association (M&A). Identity and address proofs for all directors and beneficial owners (UBOs) are also required. If your structure is complex, an ownership chart may be requested. Additionally, proof of business operations (such as a website, sales contracts, or invoices) is typically needed to verify the nature of your business.
How long does the approval process for an Airwallex Business Account usually take?
The Airwallex onboarding process is built for speed. You can complete your business account application online in just 5 minutes. Once all required documents are submitted and successfully reviewed, most eligible Hong Kong entities receive approval within 48 hours. Complex ownership structures or specific industries may require additional compliance checks, which can extend the timeline.