giropay
Gain access to shoppers on giropay
With giropay, consumers are using their bank's secure online banking: their bank account information and transaction details remain fully protected and secure. When consumers check out, they can use giropay directly without any additional registration.
Integrate giropay and offer secure online payments via over 1500 banks and saving banks in Germany. According to giropay, the payment method supports nearly all banks in Germany, and there are over 45 million online banking customers who use it (54% overall population).
Functionalities and value-added features supported
| Features | giropay |
|---|---|
| Payment type | Online Banking |
| Merchant supported countries/regions | HK, AU, SG, UK, EU |
| Shopper supported countries/regions | DE |
| Processing currencies | EUR |
| Settlement currencies | EUR |
| Minimum transaction amount | 1.00 EUR |
| Maximum transaction amount | No limitation (Payment guaranteed*: up to 10,000.00 EUR) |
| Session timeout | 300 seconds |
| Recurring Payment | ⛔ |
| Refunds | ✅ (expiration time: 365 days) |
| Partial Refunds | ✅ (expiration time: 365 days) |
| Disputes/Chargeback | ⛔ |
| Settlement threshold | 100.00 EUR |
| Settlement frequency | Daily |
* giropay contractually guarantees the payment for up to 6 weeks after the initial transaction.
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allows you to manage your UI, minimises your implementation effort and allows you to get to market quickly.
| Integration type | Supported |
|---|---|
| HPP (Hosted Payment Pages) | ✅ |
| Embedded fields | ✅ |
| Drop-in elements | ✅ |
| API | ✅ |
| Pay by Link | ⛔ |
| Mobile SDK | ✅ |
Accept omni-channel payments from your shoppers with giropay
Airwallex’s solution supports giropay payment acceptance desktop and mobile channels.
| giropay | Desktop Website Browser | Mobile App | Mobile Website Browser |
|---|---|---|---|
| One-off Payment | ✅ | ⛔ | ✅ |
| Recurring Payment | ⛔ | ⛔ | ⛔ |