iDEAL
Gain access to shoppers on iDEAL
iDEAL, launched in 2005, provides a payment guarantee to merchants while enabling consumers to pay online through their mobile banking app or online bank account. iDEAL is based on the SEPA credit transfer and seamlessly integrates with the online banking systems offered by banks.
It is now the most successful and most used payment method in the Netherlands, experiencing continuous growth. According to iDEAL, over 98% of Dutch online banking users can pay with iDEAL, which is ranked as one of the top 10 strongest brands in the Netherlands every year. iDEAL cite a 60% market share in the Netherlands, making it easy for merchants to reach millions of Dutch consumers.
Supported issuers that allows its customers to pay with iDEAL: Issuers | iDEAL
Functionalities and value-added features supported
| Features | iDEAL |
|---|---|
| Payment type | Online Banking |
| Merchant supported countries/regions | HK, AU, SG, UK, EU |
| Shopper supported countries/regions | NL |
| Processing currencies | EUR |
| Settlement currencies | EUR |
| Minimum transaction amount | 0.01 EUR |
| Maximum transaction amount | Subject to owner’s bank account |
| Session timeout | 1 hour at bank selection page, 15 minutes at the selected bank’s page |
| Recurring Payment | ⛔ |
| Refunds | ✅ (expiration time: 365 days) |
| Partial Refunds | ✅ (expiration time: 365 days) |
| Disputes/Chargeback | ⛔ |
| Settlement threshold | 100.00 EUR |
| Settlement frequency | Weekly |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allows you to manage your UI, minimises your implementation effort and allows you to get to market quickly.
| Integration type | Supported |
|---|---|
| HPP (Hosted Payment Pages) | ✅ |
| Embedded fields | ✅ |
| Drop-in elements | ✅ |
| API | ✅ |
| Pay by Link | ⛔ |
| Mobile SDK | ✅ |
Accept omni-channel payments from your shoppers with iDEAL
Airwallex’s solution supports iDEAL payment acceptance desktop and mobile channels.
| iDEAL | Desktop Website Browser | Mobile App | Mobile Website Browser |
|---|---|---|---|
| One-off Payment | ✅ | ⛔ | ✅ |
| Recurring Payment | ⛔ | ⛔ | ⛔ |