BLIK
Gain access to shoppers on BLIK
BLIK is a payment system in Poland which enables users to make payments using their mobile banking app without the need of a payment card. They system identifies transactions by their unique 6-digit one-time code, valid for 2 minutes, which is generated by the mobile banking app and is used to authenticate the payment.
In 2020, BLIK had 7 million users and processed 424 million transactions.
See supported banks on BLIK website: 17 supported banks
Payment method properties
| Features | BLIK |
|---|---|
| Payment type | Online Banking |
| Available for businesses registered in | HK, AU, SG, UK, EU, US |
| Activation time for onboarding | Up to 3 business days |
| Shopper regions (typically used by payers from) | PL |
| Processing currencies | PLN |
| Settlement currencies | Will be settled in your default settlement currency. |
| Settlement schedule | T+8 business days, subject to reserve plans Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR. |
| Minimum transaction amount | 0.01 PLN |
| Maximum transaction amount | 10,000.00 PLN |
| Checkout session timeout | 55 seconds |
| Recurring Payments | ⛔ |
| Refunds | ✅ within 13 months |
| Partial Refunds | ✅ within 13 months |
| Disputes (chargebacks) | ✅ |
| Placing a hold (delayed/manual capture) | ⛔ |
| Descriptor (what the payer will see in their transaction history) | ... |
| Payments for Platforms support | ✅ |
Choose the integration method that best suits your needs
Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
| Online payments via your own website/app | Online payments via ecommerce plugins | Payment links & Invoice Integrations |
|---|---|---|
| ✅ Hosted Payment Page ✅ Drop-in Element ✅ Embedded Elements ✅ Mobile SDK ✅ Native API ⛔ Subscription APIs |
✅ Shopify ✅ WooCommerce ✅ Shopline ⛔ ShopLazza ⛔ Magento |
✅ Payment Links ⛔ Xero Invoice |