---
title: BLIK
---

![BLIK](/assets/contentful/images.ctfassets.net/c3n7jozh84hr/4J4XvDQFUI9fvnflgUUFC4/4aab0c1ded1cdc0f7be8d0cd21989ad3/blik.svg)

## Gain access to shoppers on BLIK

BLIK is a payment system in Poland which enables users to make payments using their mobile banking app without the need of a payment card. They system identifies transactions by their unique 6-digit one-time code, valid for 2 minutes, which is generated by the mobile banking app and is used to authenticate the payment.

In 2020, BLIK had 7 million users and processed 424 million transactions.

See supported banks on BLIK website: [17 supported banks](https://blik.com/en#:~:text=17%20banks%20already%20support%20BLIK!)

## Payment method properties

| Features     | BLIK |
| ---------- | ---------- |
| Payment type | Online Banking |
| Available for businesses registered in  | HK, AU, SG, UK, EU, US |
| Activation time for onboarding | Up to 3 business days|
| Shopper regions (typically used by payers from)  | PL |
| Processing currencies | PLN |
| Settlement currencies | Will be settled in your default settlement currency. |
| Settlement schedule | T+8 business days, subject to reserve plans <br /> *Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR.* |
| Minimum transaction amount | 0.01 PLN |
| Maximum transaction amount | 10,000.00 PLN |
| Checkout session timeout | 55 seconds |
| Recurring Payments | ⛔|
| Refunds | ✅ within 13 months|
| Partial Refunds | ✅ within 13 months|
| Disputes (chargebacks) | ✅|
| Placing a hold (delayed/manual capture) | ⛔|
| Descriptor (what the payer will see in their transaction history) | ...|
| [Payments for Platforms](/payments-for-platforms/overview) support | ✅ |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.
<AwxTable>
  <thead>
    <tr>
       <th>Online payments via your own website/app</th>
       <th>Online payments via ecommerce plugins</th>
       <th>Payment links & Invoice Integrations</th>
    </tr>
  </thead>
  <tbody>
    <tr>
  <td>✅ Hosted Payment Page<br />✅ Drop-in Element<br />✅ Embedded Elements<br />✅ Mobile SDK<br />✅ Native API<br />⛔ Subscription APIs</td>
  <td>✅ Shopify<br />✅ WooCommerce<br />✅ Shopline<br />⛔ ShopLazza<br />⛔ Magento</td>
  <td>✅ Payment Links<br />⛔ Xero Invoice</td>
</tr>
  </tbody>
</AwxTable>



Features	BLIK
Payment type	Online Banking
Available for businesses registered in	HK, AU, SG, UK, EU, US
Activation time for onboarding	Up to 3 business days
Shopper regions (typically used by payers from)	PL
Processing currencies	PLN
Settlement currencies	Will be settled in your default settlement currency.
Settlement schedule	T+8 business days, subject to reserve plans Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR.
Minimum transaction amount	0.01 PLN
Maximum transaction amount	10,000.00 PLN
Checkout session timeout	55 seconds
Recurring Payments	⛔
Refunds	✅ within 13 months
Partial Refunds	✅ within 13 months
Disputes (chargebacks)	✅
Placing a hold (delayed/manual capture)	⛔
Descriptor (what the payer will see in their transaction history)	...
Payments for Platforms support	✅