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Pay by Bank app (PbBa)

pbba

Gain access to shoppers on PbBa

Pay by Bank app (PbBa) is a new online payment method powered by Mastercard that allows shoppers to pay using the banking app on their phone within a few clicks.

PbBa is not a standalone app, shoppers are automatically enrolled once their bank integrates with PbBa and the service is immediately ready to use.

PbBa is supported by the following banks:

  • Barclays
  • HSBC
  • Pingit

Functionalities and value-added features supported

FeaturesPbBa
Payment typeOnline Banking
Merchant supported countries/regionsHK, AU, SG, UK, EU
Shopper supported countries/regionsGB
Processing currenciesGBP
Settlement currenciesGBP
Minimum transaction amountNo limitation
Maximum transaction amountNo limitation (depend on owner’s bank account)
Session timeout*Retrieval timeout: 250 seconds    Confirmation timeout: 150 seconds    
Recurring Payment
Refunds
Partial Refunds
Disputes/Chargeback
Settlement threshold100.00 EUR
Settlement frequencyWeekly

About Pay by Bank app's timeout period

  • Retrieval timeout period is the initial step and consists of retrieving the transaction in the Banking App. For example, when you enter the BRN/6 digit code into the banking app to retrieve the payment.

  • Confirmation timeout period is the second step and consists of confirming the payment. In some cases, it is the step of tapping the ‘Send Money’ button in the banking app.

From the moment the consumer taps the PbBa button, they have 250 seconds to retrieve the payment. From the moment they retrieve the payment, they have 150 seconds to confirm it. If either of these is not done in time, the payment times out.

Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allows you to manage your UI, minimises your implementation effort and allows you to get to market quickly.

Integration typeSupported
HPP (Hosted Payment Pages)
Embedded fields
Drop-in elements
API
Pay by Link
Mobile SDK

Accept omni-channel payments from your shoppers with PbBa

Airwallex’s solution supports PbBa payment acceptance desktop and mobile channels.

PbBaDesktop Website BroswserMobile AppMobile Webiste Broswer
One-off Payment
Recurring Payment