Virtual multi-currency debit cards
Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.
Borderless virtual debit cards created in a tap
Empower your team
Create new cards for employees and expense channels in seconds, all within the app.
0% transaction fees
We won’t charge you to use your cards at home or abroad.
Bank-beating FX rate
Minimise FX fees on SaaS subscriptions and other international expenses.
Multi-currency card spending online and on the go
Save on global expenses
Spend with your multi-currency balance and avoid unnecessary conversion fees.
Track spending in real-time
See how budgets are being spent, where and by whom in the app.
Spend on the go
Link your card to Apple and Google Pay for borderless spending on the move.
Expense management made easy
Cut down office admin
Easily upload receipts for approval, reconcile expenses in one place and get a real-time overview of your spending.
Manage seamless approval workflows
Submit, review, and approve expenses with a click, putting your expense management workflows on autopilot.
Sync with Xero for hassle-free bookkeeping
Seamless Xero integration makes multi-currency bookkeeping a breeze.
Secure, safe and transparent
You’re in control
Set spending limits at a card level, freeze cards instantly and adjust limits with a tap.
Spend safely online without the risk of card fraud or theft.
Pay with your cards anywhere Visa is accepted.
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Access your own dedicated account manager
If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.
Frequently asked questions
What is a virtual debit card?
A virtual debit or credit card exists digitally on your phone or computer and can be used to pay for expenses. Just like a physical card, virtual cards are linked to an account and have a unique number, as well as an expiry date and security code.
How does a virtual debit card work?
Virtual debit cards work in much the same way as a physical debit card. You can sync your virtual debit card to Apple and Google Pay and use it to make contactless payments on the go. You can also use your virtual card to send money to another account, or pay for subscriptions and other everyday expenses.
Are virtual debit cards safe?
Virtual debit cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your account.
The account owner can create and delete virtual cards in minutes, and set spending limits on a card-by-card basis. So if a card is misused it can be cut off easily.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.