Virtual multi-currency debit cards for your business
Pay securely online and on the go. Spend globally in multiple currencies with zero transaction fees.
Borderless virtual debit cards created in a tap
Empower your team
Create new cards for employees and expense channels in seconds, all within the app.
0% transaction fees
We won’t charge you to use your cards at home or abroad.
Bank-beating FX rate
Minimise FX fees on SaaS subscriptions and other international expenses.
Multi-currency card spending online and on the go
Save on global expenses
Spend with your multi-currency balance and avoid unnecessary conversion fees.
Track spending in real-time
See how budgets are being spent, where and by whom in the app.
Spend on the go
Link your card to Apple and Google Pay for borderless spending on the move.
Expense management made easy
Cut down office admin
Easily upload receipts for approval, reconcile expenses in one place and get a real-time overview of your spending.
Manage seamless approval workflows
Submit, review, and approve expenses with a click, putting your expense management workflows on autopilot.
Sync with Xero for hassle-free bookkeeping
Seamless Xero integration makes multi-currency bookkeeping a breeze.
Secure, safe and transparent
You’re in control
Set spending limits at a card level, freeze cards instantly and adjust limits with a tap.
Fully protected
Spend safely online without the risk of card fraud or theft.
Accepted worldwide
Pay with your cards anywhere Visa is accepted.
See how our customers are finding Airwallex
"Airwallex have been a fantastic partner for Olsam Group as we grow our eCommerce brands to new channels and new markets. Their easy to use interface and integrations have been a joy for our finance team to use as we scale."
Sam Horbye
Co-Founder, Olsam
"For ME + EM, expanding into international markets such as the US has been our focus - and with Airwallex, we were able to use their local USD Global Account to collect from our Paypal US account, thereby allowing us to save 3% on each transaction. The process of working with Airwallex has been seamless - our suppliers get paid quickly, we have a dedicated Relationship Manager who has been really patient, helpful and quick to respond. I am keen to use their cards to pay for our ad spend in the near future to save further on our USD invoices."
Meera
Finance Manager, ME + EM
"We've had such a fantastic experience switching to Airwallex. Previously we were using a traditional bank to make all of our international transactions and they'd constantly lock us out of the account everytime we made a transfer, resulting in hours and hours of lost time on hold. Airwallex is secure, makes it super quick and simple to make and receive international payments."
Rupert
Managing Director, Perspective Pictures
“We used to pay Stripe between $5,000 and $10,000 a month in conversion fees because most of our customers pay in dollars. Now we funnel that money into our Airwallex US dollar account, we don’t have to pay commission. We’ve saved more than $100,000 so far this year”
Thomas Adams
Founder and CEO, Brandbassador
"We love Airwallex! It has considerably eased our invoicing and payments to contractors around the world. Sending and receiving money is much faster and cheaper than before."
Edle Tenden
Co-Founder, Mobile Transaction
“We are so glad that we have found Airwallex! There are no hidden charges, they are quick to respond to any queries and we had the smoothest transaction with amazing support from the team continually.”
Andreia Beja
Supply Chain Executive, Miss Patisserie
"Our water solutions company, Dropterra (go.dropterra.com) has partnered with Airwallex since inception and it has been the best banking and payment partner a company can think of. International transactions are easy, secure, and fast, the technology is incredible and their client service fantastic! We look forward to growing and deepening our relationship with Airwallex!"
Francois Schramek
Co-Founder, Dropterra
Access your own dedicated account manager
If you have a question about your account, your dedicated account manager will be on hand to help. No call queues. No automated systems.
Frequently asked questions
What is a virtual debit card?
A virtual debit or credit card exists digitally on your phone or computer and can be used to pay for expenses. Just like a physical card, virtual cards are linked to an account and have a unique number, as well as an expiry date and security code.
How does a virtual debit card work?
Virtual debit cards work in much the same way as a physical debit card. You can sync your virtual debit card to Apple and Google Pay and use it to make contactless payments on the go. You can also use your virtual card to send money to another account, or pay for subscriptions and other everyday expenses.
Are virtual debit cards safe?
Virtual debit cards are safer than physical cards because there’s no risk of your card being lost or stolen. Virtual cards do not include account information, just a long number, expiry date and security code. So, it is much more difficult for fraudsters to access your account.
The account owner can create and delete virtual cards in minutes, and set spending limits on a card-by-card basis. So if a card is misused it can be cut off easily.
You don't need a bank to run your business
Start winning new markets today. Open an account in minutes, and join thousands of businesses already using Airwallex to streamline their finances globally.
Contact our specialist team
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