Australia
Overview
| Payment method | Local | Local | SWIFT |
|---|---|---|---|
| Local clearing system | BANK_TRANSFER | BPAY | |
| Supported currency(ies) | AUD | AUD | AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR |
| Payment Scheme | BECS | BPAY® | |
| Flight time (business days) | 0-2 | 0-1 | 0-3 |
| Maximum transaction limit | No limit | Depends on biller* | No limit |
| Ultimate payer displayed | Yes | Yes |
* Note that BPAY® billers may set upper and lower value limits that they can accept for BPAY® payments. Airwallex will return a field validation error if the transaction amount is not within the acceptable range set by the BPAY® biller. See Australia BPAY® field validation errors in Error codes (056 - 058).
Please refer to the sections below for the key required bank details and other considerations for each supported payment method.
Local AUD Bank Transfer
| Required fields | Permitted Data | Notes |
|---|---|---|
account_currency | 3-letter ISO 4217 currency code | Should be AUD |
account_name | 2-200 characters | Account holder name of the recipient’s bank account |
account_number | 4-9 digits | |
account_routing_type1 | bsb only | Bank-State-Branch (BSB) is a six-digit code that identifies bank branches in Australia |
account_routing_value1 | 6 digits | |
bank_country_code | 2-letter ISO 3166-2 country code | Should be AU |
Local AUD BPAY payout
| Required fields | Permitted Data | Notes |
|---|---|---|
account_currency | 3-letter ISO 4217 currency code | Should be AUD |
account_name | 2-200 characters | Account holder name of the recipient’s bank account |
account_routing_type1 | bpay_biller_code only | Unique number registered on BPAY to identify a biller |
account_routing_value1 | Up to 10 digits | |
account_routing_type2 | bpay_customer_reference only | Customer Reference Number (CRN): unique number that the biller uses to identify your account, or your invoice |
account_routing_value2 | Up to 20 digits | |
bank_country_code | 2-letter ISO 3166-2 country code | Should be AU |
BPAY validation
Airwallex supports bill payment validation via direct integration with BPAY®. E.g. if the payment amount specified does not match the bill amount and is not accepted by the Biller, Airwallex will return field validation errors in the response. See Australia BPAY® field validation errors in Error codes (051 - 059).
SWIFT payout
| Required fields | Permitted Data | Notes |
|---|---|---|
account_currency | 3-letter ISO 4217 currency code | One of AUD, CAD, CHF, CNY, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, RON, SEK, SGD, THB, TRY, USD, ZAR |
account_name | 2-200 characters | Account holder name of the recipient’s bank account |
account_number | 6-20 alphanumeric characters | |
swift_code | 8-11 alphanumeric characters | Should be a valid and supported BIC-8 or BIC-11 code |
bank_country_code | 2-letter ISO 3166-2 country code | Should be AU |