# Touch 'n Go

![TnG](https://www.airwallex.com/docs/assets/contentful/images.ctfassets.net/c3n7jozh84hr/15FHwC4H3W0JrNvsqy6TWH/5d18aa44231c55d6457389e17ac7ea0c/TnG.svg)

## Gain access to shoppers on Touch ‘n Go

Touch 'n Go eWallet is a Malaysian digital wallet and online payment platform, established in Kuala Lumpur as a joint venture between Touch 'n Go and Ant Financial. It allows users to make payments in local in-store via QR code, pay for toll roads and gas via RFID, pay bills and car parking, make online payment for e-commerce, taxi hailing mobile apps, food delivery, peer-to-peer banking, and book movie tickets and airline tickets.

## Payment method properties

| Features                                                                                            | Touch 'n Go                                                                                                                                                                        |
| --------------------------------------------------------------------------------------------------- | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Payment type                                                                                        | E-Wallet                                                                                                                                                                           |
| Available for businesses registered in                                                              | HK, AU, SG, UK, EU, US, MY                                                                                                                                                         |
| Activation time for onboarding                                                                      | 7-14 business days                                                                                                                                                                 |
| Shopper regions (typically used by payers from)                                                     | MY                                                                                                                                                                                 |
| Processing currencies                                                                               | MYR                                                                                                                                                                                |
| Settlement currencies                                                                               | Depending on where your business is registered:   **MY**: MYR   *Businesses registered in other regions will have their transactions settled in your default settlement currency.* |
| Settlement schedule                                                                                 | T+1 business days                                                                                                                                                                  |
| Minimum transaction amount                                                                          | 0.10 MYR                                                                                                                                                                           |
| Maximum transaction amount                                                                          | 20,000 MYR                                                                                                                                                                         |
| Checkout session timeout                                                                            | 10 minutes                                                                                                                                                                         |
| Recurring Payment                                                                                   | ✓                                                                                                                                                                                  |
| Refunds                                                                                             | ✓ within 1 year                                                                                                                                                                    |
| Partial Refunds                                                                                     | ✓ within 1 year                                                                                                                                                                    |
| Disputes (chargebacks)                                                                              | ✓                                                                                                                                                                                  |
| Placing a hold (delayed/manual capture)                                                             | ✗                                                                                                                                                                                  |
| Descriptor (what the payer will see in their transaction history)                                   | Your registered business name                                                                                                                                                      |
| [Payments for Platforms](https://www.airwallex.com/docs/payments-for-platforms/overview.md) support | ✓                                                                                                                                                                                  |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.

| Online payments via your own website/app                                                                  | Online payments via ecommerce plugins                    | Payment links & Invoice Integrations |
| --------------------------------------------------------------------------------------------------------- | -------------------------------------------------------- | ------------------------------------ |
| ✓ Hosted Payment Page ✓ Drop-in Element ✓ Embedded Elements ✓ Mobile SDK ✓ Native API ✗ Subscription APIs | ✓ Shopify ✓ WooCommerce ✗ SHOPLINE ✓ Shoplazza ✗ Magento | ✓ Payment Links ✓ Xero Invoice       |

## Shopper experience

1. On desktop, shoppers selecting Touch 'n Go will need to scan the QR code with their app
2. On mobile browser, or a mobile app, shoppers are redirected to their Touch 'n Go eWallet app to complete payment.
3. If a shopper does not have the Touch 'n Go eWallet app installed, they are redirected to complete payment on a mobile browser instead.
4. Payment is confirmed instantly once completed.

**On desktop (QR code):**

![Touch 'n Go desktop QR code flow](https://www.airwallex.com/docs/assets/payments/local-payment-methods/touch-n-go-desktop-qr-flow.png?width=100%)

**On mobile:**

![Touch 'n Go mobile flow](https://www.airwallex.com/docs/assets/payments/local-payment-methods/touch-n-go-mobile-flow.png?width=100%)