# Indonesian Bank Transfer

## Gain access to Indonesian shoppers with bank transfer

Indonesian Bank Transfer Payments enables consumers to receive a payment code on the merchant page and make the payment via mobile banking apps or ATMs.

Supported banks are listed as follows:

- Bank Mandiri
- Bank Danamon
- CIMB Niaga
- Permata
- MayBank
- Bank Rakyat Indonesia (BRI)
- BNI

## Payment method properties

| Features                                                                                            | Indonesian Bank Transfer                                                                                                                   |
| --------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------ |
| Payment type                                                                                        | Bank Transfer                                                                                                                              |
| Available for businesses registered in                                                              | HK, AU, SG, UK, US                                                                                                                         |
| Activation time for onboarding                                                                      | 7-14 business days                                                                                                                         |
| Shopper regions (typically used by payers from)                                                     | ID                                                                                                                                         |
| Processing currencies                                                                               | IDR                                                                                                                                        |
| Settlement currencies                                                                               | USD or in your default settlement currency if your account does not support USD settlement                                                 |
| Settlement schedule                                                                                 | T+8, subject to reserve plans   *Settlement below 100.00 EUR maybe delayed until the aggregate open settlements accumulate to 100.00 EUR.* |
| Minimum transaction amount                                                                          | 10,000.00 IDR                                                                                                                              |
| Maximum transaction amount                                                                          | 6,600,000.00 IDR                                                                                                                           |
| Checkout session timeout                                                                            | 79 hours                                                                                                                                   |
| Recurring payments                                                                                  | ✗                                                                                                                                          |
| Refunds                                                                                             | ✗                                                                                                                                          |
| Partial refunds                                                                                     | ✗                                                                                                                                          |
| Disputes (chargebacks)                                                                              | ✗                                                                                                                                          |
| Placing a hold (delayed/manual capture)                                                             | ✗                                                                                                                                          |
| Descriptor (what the payer will see in their transaction history)                                   | Your customer's statement will display one of "MOLPay", "MOLP", "MOLPay EC", "NetBuilder EC"                                               |
| [Payments for Platforms](https://www.airwallex.com/docs/payments-for-platforms/overview.md) support | ✓                                                                                                                                          |

## Choose the integration method that best suits your needs

Airwallex has built a range of client-side integration methods that allow you to manage your UI, minimize your implementation effort, and allow you to get to market quickly.

| Online payments via your own website/app                                                                  | Online payments via ecommerce plugins                    | Payment links & Invoice Integrations |
| --------------------------------------------------------------------------------------------------------- | -------------------------------------------------------- | ------------------------------------ |
| ✓ Hosted Payment Page ✓ Drop-in Element ✓ Embedded Elements ✓ Mobile SDK ✓ Native API ✗ Subscription APIs | ✓ Shopify ✓ WooCommerce ✓ SHOPLINE ✓ Shoplazza ✗ Magento | ✓ Payment Links ✗ Xero Invoice       |