United States (US)

Below are the KYC requirements for the United States (US) business onboarding. There are more optional fields available in the full schema API for you to pass over additional information you wish to provide for an account to support the application.

Minimum verification requirements

Parameter	Company	Partnership	Sole Trader
`account_details`	Required	Required	Required
`account_details.business_details`	Required	Required	Required
`account_details.business_details.attachments`	Required only if business address is in NY, HI, NV	Required only if business address is in NY, HI, NV	Required only if business address is in NY, HI, NV or if the business has a DBA name/ trading name
`account_details.business_details.attachments.business_documents`	Required; Articles of incorporation filed with the state	Required; Partnership agreement AND Articles of incorporation filed with the state if applicable, if not upload EIN confirmation letter	Required; EIN confirmation letter and DBA certificate if applicable
`account_details.business_details.attachments.business_documents.file_id`	Required	Required	Required
`account_details.business_details.attachments.business_documents.tag`	CERTIFICATE_OF_INCORPORATION	PARTNERSHIP_AGREEMENT AND CERTIFICATE_OF_INCORPORATION or CONFIRMATION_STATEMENT	CONFIRMATION_STATEMENT and/or ASSUMED_NAME_CERTIFICATE
`account_details.business_details.business_address`	Required	Required	Required
`account_details.business_details.business_address.address_line1`	Required	Required	Required
`account_details.business_details.business_address.country_code`	Required	Required	Required
`account_details.business_details.business_address.postcode`	Required	Required	Required
`account_details.business_details.business_address.state`	Required	Required	Required
`account_details.business_details.business_address.suburb`	Required	Required	Required
`account_details.business_details.business_name`	Required	Required	Required
`account_details.business_details.business_structure`	COMPANY	PARTNERSHIP	SOLE_PROPRIETOR
`account_details.business_details.description_of_goods_or_services`	Required	Required	Required
`account_details.business_details.industry_category_code`	Required	Required	Required
`account_details.business_details.operating_country`	Required	Required	Required
`account_details.business_details.business_identifiers`	Required	Required	Required
`account_details.business_details.business_identifiers.number`	Required; must be EIN	Required; could be EIN or SSN	Required; could be EIN or SSN
`account_details.business_details.business_identifiers.type`	EIN	EIN or SSN	EIN or SSN
`account_details.business_details.business_identifiers.country_code`	US	US	US
`account_details.business_details.account_usage`	Required	Required	Required
`account_details.business_details.account_usage.product_reference`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.currency`	Required	Required	Required
`account_details.business_details.account_usage.estimated_monthly_revenue.amount`	Required	Required	Required
`account_details.business_person_details`	All UBOs and one controlling person, , and PPTA if applicable	All UBOs and one controlling person, and PPTA if applicable	The UBO
`account_details.business_person_details.residential_address`	Required	Required	Required
`account_details.business_person_details.residential_address.address_line1`	Required	Required	Required
`account_details.business_person_details.residential_address.country_code`	Required	Required	Required
`account_details.business_person_details.residential_address.postcode`	Required	Required	Required
`account_details.business_person_details.residential_address.state`	Required	Required	Required
`account_details.business_person_details.residential_address.suburb`	Required	Required	Required
`account_details.business_person_details.date_of_birth`	Required	Required	Required
`account_details.business_person_details.first_name`	Required	Required	Required
`account_details.business_person_details.identifications`	Required	Required	Required
`account_details.business_person_details.identifications.primary`	Required	Required	Required
`account_details.business_person_details.identifications.primary.identification_type`	Must be TAX_ID for US persons, could be any government-issued IDs for non-US persons	Must be TAX_ID for US persons, could be any government-issued IDs for non-US persons	Must be TAX_ID for US persons, could be any government-issued IDs for non-US persons
`account_details.business_person_details.identifications.primary.issuing_country_code`	Required	Required	Required
`account_details.business_person_details.identifications.primary.drivers_license`	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)
`account_details.business_person_details.identifications.primary.drivers_license.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.effective_at`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.drivers_license.expire_at`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.drivers_license.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.drivers_license.gender`	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.issuing_state`	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country	Required if input ID details manually and applicable to the issuance country
`account_details.business_person_details.identifications.primary.drivers_license.number`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.passport`	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)
`account_details.business_person_details.identifications.primary.passport.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id`	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)	Optional (only applicable for non-US persons)
`account_details.business_person_details.identifications.primary.personal_id.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.effective_at`	Optional	Optional	Optional
`account_details.business_person_details.identifications.primary.personal_id.expire_at`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.personal_id.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.primary.personal_id.number`	Required if input ID details manually	Required if input ID details manually	Required if input ID details manually
`account_details.business_person_details.identifications.primary.tax_id`	Optional (only applicable for US persons)	Optional (only applicable for US persons)	Optional (only applicable for US persons)
`account_details.business_person_details.identifications.primary.tax_id.number`	Required	Required	Required
`account_details.business_person_details.identifications.primary.tax_id.type`	SSN	SSN	SSN
`account_details.business_person_details.identifications.secondary`	Required only if business address is in NY, HI, NV, must upload picture	Required only if business address is in NY, HI, NV, must upload picture	Required only if business address is in NY, HI, NV, must upload picture
`account_details.business_person_details.identifications.secondary.identification_type`	Required; any government-issued IDs with photo: DRIVERS_LICENCE, PASSPORT, PERSONAL_ID	Required; any government-issued IDs with photo: DRIVERS_LICENCE, PASSPORT, PERSONAL_ID	Required; any government-issued IDs with photo: DRIVERS_LICENCE, PASSPORT, PERSONAL_ID
`account_details.business_person_details.identifications.secondary.issuing_country_code`	Required	Required	Required
`account_details.business_person_details.identifications.secondary.drivers_license`	Optional	Optional	Optional
`account_details.business_person_details.identifications.secondary.drivers_license.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.secondary.drivers_license.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.secondary.passport`	Optional	Optional	Optional
`account_details.business_person_details.identifications.secondary.passport.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.secondary.personal_id`	Optional	Optional	Optional
`account_details.business_person_details.identifications.secondary.personal_id.back_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.identifications.secondary.personal_id.front_file_id`	Required if upload picture	Required if upload picture	Required if upload picture
`account_details.business_person_details.job_title`	Required for controlling person	Required for controlling person	Required for controlling person
`account_details.business_person_details.last_name`	Required	Required	Required
`account_details.business_person_details.nationality`	Required	Required	Required
`account_details.business_person_details.roles`	One or more of the following: AUTHORISED_PERSON, BENEFICIAL_OWNER, CONTROLLING_PERSON	One or more of the following: AUTHORISED_PERSON, BENEFICIAL_OWNER, CONTROLLING_PERSON	AUTHORISED_PERSON and BENEFICIAL_OWNER
`account_details.legal_entity_type`	Business	Business	Business
`customer_agreements`	Required	Required	Required
`customer_agreements.agreed_to_data_usage`	Required	Required	Required
`customer_agreements.agreed_to_terms_and_conditions`	Required	Required	Required
`primary_contact`	Required	Required	Required
`primary_contact.email`	Required	Required	Required

United States (US)

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Minimum verification requirements