# Banking as a Service

Unlock new lines of revenue by natively embedding global banking capabilities into your platform.

### Global Accounts

Allow your customers to open local currency accounts.

- [Create Global Accounts](https://www.airwallex.com/docs/banking-as-a-service/global-accounts/create-global-accounts.md)\
  Programmatically create accounts with local bank details to collect in 60+ markets for your customers

### Receive funds

Empower your customers to receive funds globally.

- [Receive bank transfers to Global Accounts](https://www.airwallex.com/docs/banking-as-a-service/funds-movement/receive-bank-transfers-to-global-accounts.md)\
  Receive bank transfers via local clearing systems or SWIFT from you, your customers, other parties, or platforms

- [Direct debit from Linked Accounts](https://www.airwallex.com/docs/banking-as-a-service/funds-movement/add-funds-via-direct-debits-from-linked-accounts.md)\
  Directly pull funds from an external financial account into the Wallet

### Hold and convert

Allow customers to hold multi-currency balances and easily convert funds.

- [Convert Wallet balances](https://www.airwallex.com/docs/banking-as-a-service/held-balances/convert-wallet-balances.md)\
  Allow customers to hold funds in 20 currencies, convert currencies at interbank rates, and perform other financial operations.

### Process payouts

Streamline global payouts for customers by offering a variety of payout options.

- [Create a transfer](https://www.airwallex.com/docs/banking-as-a-service/funds-movement/create-a-transfer.md)\
  Programmatically create payouts at scale using Native API

- [Direct debits from Global Accounts](https://www.airwallex.com/docs/banking-as-a-service/funds-movement/authorize-direct-debit-payouts.md)\
  Authorize an external party to deduct funds from the Wallet via direct debit

### Cards

Simplify purchases with multi-currency cards.

- [Issue cards](https://www.airwallex.com/docs/banking-as-a-service/cards/create-cards.md)\
  Pay out business expenses or issue cards to individuals

- [Set spending controls](https://www.airwallex.com/docs/banking-as-a-service/cards/authorization-controls.md)\
  Control the spending on issued cards

### Onboard connected accounts

Programmatically create a network of customer accounts associated with your platform to efficiently receive, convert, and move funds throughout your network.

- [Embedded component](https://www.airwallex.com/docs/connected-accounts/onboarding/kyc-and-onboarding/embedded-kyc-component.md)\
  Use a pre-built UI component to onboard connected accounts

- [Hosted onboarding](https://www.airwallex.com/docs/connected-accounts/onboarding/kyc-and-onboarding/hosted-onboarding.md)\
  Redirect users to an onboarding flow hosted by Airwallex to onboard connected accounts

- [Native API](https://www.airwallex.com/docs/connected-accounts/onboarding/kyc-and-onboarding/native-api.md)\
  Programmatically onboard connected accounts at scale